topic Re: credit score update in myFICO® Product Feedback

credit score update

Anonymous — Mon, 12 Jan 2009 16:06:09 GMT

Has anyone not gotten there score update for more than 30 days?

Re: credit score update

haulingthescoreup — Mon, 12 Jan 2009 22:00:29 GMT

It can happen if you don't have a whole lot going on with your reports.

Did you set your target score to the score that you were most recently given? Many people like to set their target score a lot higher than where they are, but when they do that, they never find out about the incremental increases (or decreases! ) along the way.

I've always set my target to a new score, the moment that I get it, so that I will be alerted if it goes either higher or lower.

Re: credit score update

Anonymous — Mon, 12 Jan 2009 22:05:09 GMT

Yep. I've gone a month without a score watch alert, but at the end of the month I get a email saying that there was no score changes for that month. I always make sure to set my target score to my current score as well. Some months I just don't have a lot of activity changes on my report.

Re: credit score update

valley_man0505 — Tue, 13 Jan 2009 19:57:08 GMT

I have had some issues too. I recently had a 50 point increase that I only found out about by purchasing another scorepower report. My target score was set at 1 point above where my previous score had been. The increase came from the deletions of some collections. I couldn't figure out why I wasn't getting an update from SW and I figured EQ MUST HAVE updated, so I finally bought a new report and...voila. Of course, it is always possible that the deletions just came through before I pulled the new score and SW had not had a chance to update, but I have gone through other long periods with no SW alerts when I knew there were changes to my report (some of these changes were showing on another monitoring service).