https://ficoforums.myfico.com/t5/myFICO-Product-Feedback/Score-power/m-p/814958#M7132 <P>Scorewatch is an Equifax-monitoring service, and so it can only provide access to your Equifax reports and FICO scores.</P><P>&nbsp;</P><P>As to when you should use the second report, that's up to you. For instance, if you have been working on your credit profile, and there has been a big change --greatly reduced util, a negative falling off, etc., you might want to check your scores at that point. I'd hold off pulling the report/ score until a couple of weeks after you think everything has updated. Unlike Experian, Equifax doesn't update our reports as soon as it gets new info, and you don't want to waste a pull if everything isn't in yet.</P><P>&nbsp;</P><P>Hope that helps! <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /></P><P>&nbsp;</P><P>&nbsp;</P><P>eta: but that suggestion about pulling after there's been a big change is just that: a suggestion. It's up to you when you decide to do so again.</P> Fri, 07 Jan 2011 20:09:29 GMT haulingthescoreup 2011-01-07T20:09:29Z https://ficoforums.myfico.com/t5/myFICO-Product-Feedback/Score-power/m-p/814904#M7131 <P>I have Score Watch and at the bottom of the page it says I have 1 score power&nbsp;report left and I was wondering when is the best time to use it and does it include all 3 credit reports/scores?</P> Fri, 07 Jan 2011 19:07:27 GMT https://ficoforums.myfico.com/t5/myFICO-Product-Feedback/Score-power/m-p/814904#M7131 Anonymous 2011-01-07T19:07:27Z https://ficoforums.myfico.com/t5/myFICO-Product-Feedback/Score-power/m-p/814958#M7132 <P>Scorewatch is an Equifax-monitoring service, and so it can only provide access to your Equifax reports and FICO scores.</P><P>&nbsp;</P><P>As to when you should use the second report, that's up to you. For instance, if you have been working on your credit profile, and there has been a big change --greatly reduced util, a negative falling off, etc., you might want to check your scores at that point. I'd hold off pulling the report/ score until a couple of weeks after you think everything has updated. Unlike Experian, Equifax doesn't update our reports as soon as it gets new info, and you don't want to waste a pull if everything isn't in yet.</P><P>&nbsp;</P><P>Hope that helps! <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /></P><P>&nbsp;</P><P>&nbsp;</P><P>eta: but that suggestion about pulling after there's been a big change is just that: a suggestion. It's up to you when you decide to do so again.</P> Fri, 07 Jan 2011 20:09:29 GMT https://ficoforums.myfico.com/t5/myFICO-Product-Feedback/Score-power/m-p/814958#M7132 haulingthescoreup 2011-01-07T20:09:29Z