topic Re: quick question in myFICO® Product Feedback

quick question

TEK2TIRADO — Tue, 06 Mar 2012 07:56:27 GMT

I just did the free 10 day trail thinking i was gonna get all 3 credit scores .... i guess i should have read more carefully

my question is can i go to another site and get my free report still?

id like to see my 3 scores

Re: quick question

crunching_numbers — Tue, 06 Mar 2012 14:35:06 GMT

You are able to get your FICO for Trans Union or for Equifax here. Unfortunately there is no where that you can buy your Experian FICO at this time. The credit scores for sale or for free on the other sites you see (especially Experian) are FAKO (fake) scores. They are not the numbers lenders use. The only way to see your Experian FICO is from a lender. You can however obtain a free copy of each of your credit reports each year from annualcreditreport.com .

Re: quick question

TEK2TIRADO — Tue, 06 Mar 2012 18:24:54 GMT

Thank you for ur reply
do u know if i can still get my scores from that site for free?

Re: quick question

llecs — Tue, 06 Mar 2012 21:01:46 GMT

@TEK2TIRADO wrote:
Thank you for ur reply
do u know if i can still get my scores from that site for free?

You can get free reports from annualcreditreport.com, but none of the scores offered are FICO scores. They do offer non-FICO scores for a small fee.

There are a small number of places you can get your FICO score for free, most of which requires a membership through a bank or CU. Banks and CUs like Unitus Community Credit Union, M&T Bank, and Digital Credit Union offer an EQ FICO score at a low fee or free if you happen to bank with them. You can get a free TU FICO via a Wal-Mart CC if you have that CC. And you cannot buy your EX FICO from anywhere as mentioned, but PSECU in PA offers a free EX FICO if you happen to have a checking account with them. Outside of the mentioned, there are many CUs that will offer a complimentary review of your report and some do offer a free FICO if you happen to be a member. And of course your lender will often provide it for you if requested after applying. Finally, I think there's an ongoing promotion where active duty military can request a free FICO report. Any other score from any other source is not a FICO score.