topic Re: ScoreWatch Alert question. in myFICO® Product Feedback

ScoreWatch Alert question.

golo — Tue, 01 May 2012 21:08:54 GMT

I have SW and I just received an alert,it says the score as of the This that the accurate actual score as of the 29th? It might seems like a dumb question,but I had plan to pull my credit on may 6th,a month after my initial pull,but I wonder if that score that the alert gives is accurat,so it won't be necessary to pay to pull it again on the 6th,is that right? Please correct me if I'm wrong.Thanks in advance.

Re: ScoreWatch Alert question.

llecs — Wed, 02 May 2012 02:46:57 GMT

I wouldn't obsess over one week. Your FICO can change everyday as CCs update, accounts age, AAoA changes, accounts hit birthdays, accounts change, etc. IME, most of my FICO changes occurred on the first as each account aged, AAoA potentially changes, and most of my baddies fell on the first. But if you have a lot of changes, then you'll get alerted again provided the target score is set at your last score.