topic Re: N.A.R. Inc in Rebuilding Your Credit

N.A.R. Inc

echoguy32 — Fri, 02 Apr 2010 04:34:51 GMT

Has anyone had any PFD luck with these guys North American Recovery Inc (NAR Inc)? OC (RC Willey ) is reporting as well as NAR.

On 2nd deletion letter about to send 3rd deletion letter. Next step DV?

Thanks again!

Re: N.A.R. Inc

BungalowMo — Fri, 02 Apr 2010 13:26:31 GMT

@echoguy32 wrote:

Has anyone had any PFD luck with these guys North American Recovery Inc (NAR Inc)? OC (RC Willey ) is reporting as well as NAR.

On 2nd deletion letter about to send 3rd deletion letter. Next step DV?

Thanks again!
NAR sounds familiar, but never had to deal with them.

Is the OC posting a balance? If no, the debt is sold. If yes, the debt is assigned to the collection agency.

If yes to above, is the CA posting the same balance as the OC?

What do you mean by "deletion letter"??

Re: N.A.R. Inc

echoguy32 — Fri, 02 Apr 2010 13:59:02 GMT

Thank you so much for the response.

Yes the OC (RC Willey) is reporting the balance as charge off and the CA (NAR) is posting the same amount. My letters are PFD letters and they are not budging.

Any suggestons?

Re: N.A.R. Inc

BungalowMo — Fri, 02 Apr 2010 14:56:55 GMT

@echoguy32 wrote:

Thank you so much for the response.

Yes the OC (RC Willey) is reporting the balance as charge off and the CA (NAR) is posting the same amount. My letters are PFD letters and they are not budging.

Any suggestons?

Wait...is the OC reporting a $0 bal and status as C/O, & the CA has an actual dollar amount?

Just trying to clarify. Usually a C/O has a zero balance attached to it.

Re: N.A.R. Inc

echoguy32 — Fri, 02 Apr 2010 15:28:30 GMT

No the OC and CA are both reporting a balance. Is this common?

Re: N.A.R. Inc

BungalowMo — Fri, 02 Apr 2010 15:38:28 GMT

@echoguy32 wrote:
No the OC and CA are both reporting a balance. Is this common?

That is actually a good thing. That means the acct is "assigned" to the CA. Contact the OC about full payment to pull the collection back to the oc files. Then the CA can't collect OR report this. After payment, Send a GW letter to the OC for an adjustment in reporting. Or full delete.

Re: N.A.R. Inc

echoguy32 — Fri, 02 Apr 2010 17:10:56 GMT

Sounds great...iI will post the outcome...

Re: N.A.R. Inc

Anonymous — Mon, 09 Apr 2012 19:34:15 GMT

Was there a resolution to this.

I have the same problem with the same collection agency. Sent a paid for deletion letter and no response. I thought I could wait this out, and just have it drop off my credit report. It's killing me though because it's now 4 years, and I didn't realize it stays there for 7 years.

Someone please help. I had an original $324 collection. No Bill, no phone call, just an alert from MyFico. It was an unopened item from Laura Langemier that I thought was free. I called immediatly once I got the alert and they wouldn't budge then. I wrote the PFD letter. I need to take care of my mortgage and get a car, but this is a huge overhang. I don't know what the abbreviations were for DV I think someone said prior.

Thanks,

Bill

Re: N.A.R. Inc

echoguy32 — Mon, 09 Apr 2012 19:47:25 GMT

Hi Bill and welcome to the forum.

I had an account with htese guys for a while. I sent numerous PFDs and didnt get anywhere. Recently, I closed on a home and there was no way around me having to pay NAR. So I called and they were extremely rude. Little did he know I was on the line to pay him but I wasnt about to give someone like that my money. It was truly unreal. In my case, I called the OC RC Willey and pleaded the circumstances. I informed them of how rude the CSR was at NAR. I dont know if this is acceptable but as a courtesy, they agreed to accept payment.

However, it worked and never have to deal with NAR them again. I would contact the OC to see if they are willing to retract the collection and work with them directly!!

GOOD LUCK!!!