topic Re: Collection Agency Addresses !! in Rebuilding Your Credit

Collection Agency Addresses !!

badgagt — Tue, 29 Apr 2008 18:20:43 GMT

I'm not sure if this has been posted anywhere but I haven't seen it yet so I'll go ahead and link it here...

http://www.ct.gov/dob/cwp/view.asp?a=2233&q=297872&pp=12&n=1

It says connecticut but there are tons of addresses there.. NCO has like 20 or more atleast .. ...

Hope this helps someone.

Re: Collection Agency Addresses !!

Anonymous — Fri, 02 May 2008 03:21:21 GMT

badgagt wrote:
I'm not sure if this has been posted anywhere but I haven't seen it yet so I'll go ahead and link it here...

http://www.ct.gov/dob/cwp/view.asp?a=2233&q=297872&pp=12&n=1

It says connecticut but there are tons of addresses there.. NCO has like 20 or more atleast .. ...

Hope this helps someone.

Good information, but you should really use the address listed on your CR.

Reason?

If you mail something to the address on your CR and it is returned undeliverable, they are not reporting accurately.

If you are dealing with a CA that has offices all over, chances are one office may not be able to help you if your account is in another office. Sometimes they can. But if they can't, they'll either forget about your letter or forward it on which delays response time.

If your state requires license/bond.....most of those states will require EACH address to be licensed/bonded. So, check and deal with the address on your CR.

Am sure there are other reasons(maybe better reasons).

Message Edited by sidewinder on 05-01-2008 08:21 PM

Re: Collection Agency Addresses !!

Anonymous — Fri, 02 May 2008 12:24:59 GMT

I DV'd two CA's at the addresses listed on my CR. They both came back undeliverable. Does this mean I can dispute with the CRA's because of inaccurate reporting? How do I go about this? WHich letter do I send? Thanks for your help!

Re: Collection Agency Addresses !!

Anonymous — Fri, 02 May 2008 13:07:00 GMT

darrello wrote:
I DV'd two CA's at the addresses listed on my CR. They both came back undeliverable. Does this mean I can dispute with the CRA's because of inaccurate reporting? How do I go about this? WHich letter do I send? Thanks for your help!

Send a copy of the envelope showing undeliverable along with a letter to the CRA.

There is a sample letter floating around, search the forums for "undeliverable" or something like that.

Doesn't mean you WILL get it deleted, but they either need to report ALL information accurate or not at all.

Does your state require a CA to be licensed/bonded? If so, are they?

Re: Collection Agency Addresses !!

Anonymous — Fri, 02 May 2008 13:07:51 GMT

I'm not sure fi they require that. I'm in Texas. Anyone know?

Re: Collection Agency Addresses !!

Anonymous — Fri, 02 May 2008 13:31:09 GMT

darrello wrote:
I'm not sure fi they require that. I'm in Texas. Anyone know?

They are to be bonded in Texas.

Check to see-

http://direct.sos.state.tx.us/debtcollectors/DCSearch.asp

Finance Code Chapter 392- Debt Collection

http://tlo2.tlc.state.tx.us/statutes/docs/FI/content/htm/fi.005.00.000392.00.htm

Message Edited by sidewinder on 05-02-2008 06:31 AM