https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PDF-year-after-payment/m-p/269079#M11084 Kinda confused...you paid...BEFORE....they were on your reports...is kinda too long for that dispute...it is a year later...do you have receipts???...how long after you paid...were they reported to the CRAs???... Thu, 19 Jun 2008 19:35:09 GMT Anonymous 2008-06-19T19:35:09Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PDF-year-after-payment/m-p/268896#M11054 <DIV>Is there anyway i could get a account removed that i paid about 1 year ago. Should I send a PFD or a GW i wish i would haev known about this forum before i paid these things.</DIV><DIV>&nbsp;</DIV><DIV>&nbsp;</DIV> Thu, 19 Jun 2008 15:55:45 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PDF-year-after-payment/m-p/268896#M11054 Anonymous 2008-06-19T15:55:45Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PDF-year-after-payment/m-p/268904#M11060 Did you pay the CA???...before they were reporting...or after???...if it was after...you would have to send them a GW letter...for removal...some people have even send DV letters....for paid collections... Thu, 19 Jun 2008 16:04:09 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PDF-year-after-payment/m-p/268904#M11060 Anonymous 2008-06-19T16:04:09Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PDF-year-after-payment/m-p/269022#M11079 <DIV>I paid them before they reported it so i am unsure why they did most of the time if i have paid immediatly i have not seen it on my credit report</DIV> Thu, 19 Jun 2008 18:16:52 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PDF-year-after-payment/m-p/269022#M11079 Anonymous 2008-06-19T18:16:52Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PDF-year-after-payment/m-p/269079#M11084 Kinda confused...you paid...BEFORE....they were on your reports...is kinda too long for that dispute...it is a year later...do you have receipts???...how long after you paid...were they reported to the CRAs???... Thu, 19 Jun 2008 19:35:09 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PDF-year-after-payment/m-p/269079#M11084 Anonymous 2008-06-19T19:35:09Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PDF-year-after-payment/m-p/269083#M11085 <DIV>I am confused also did not think it would be there but it is on all 3 - and i will look for the paid letter i know i have it i keep everything - usually when i pay them right away nothing goes on my credit report from the CA's thats why i am wondering what to do to get this one off. The OC is not on my credit report just the CA that was paid prompty so i dont know what to do with this one.</DIV> Thu, 19 Jun 2008 19:43:26 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PDF-year-after-payment/m-p/269083#M11085 Anonymous 2008-06-19T19:43:26Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PDF-year-after-payment/m-p/269093#M11087 If you have the receipts form the paid collections...I would copy that...highlight the date paid...copy the page of the report...with the TL on it...highlight the date opened???...or date it was reported???...and explain how you paid...before it was reported...and it should not have been put on your credit reports...I don't know how much this will work in your favor...seeing that it has been a while...did they go on your reports...as paid collections???...<BR /><BR />or<BR /><BR />Just send the paid collections...GW letters...asking for removal...some companies are good with that...and some are not... Thu, 19 Jun 2008 19:53:36 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PDF-year-after-payment/m-p/269093#M11087 Anonymous 2008-06-19T19:53:36Z