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    <title>topic Re: RJM SUCCESS! in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/709449#M115626</link>
    <description>&lt;P&gt;EFMartinez if you don't mind, can you PM'd the email addresses you used as well. Thanks in advance.&lt;/P&gt;</description>
    <pubDate>Sat, 07 Aug 2010 14:14:32 GMT</pubDate>
    <dc:creator>mizzmonick19</dc:creator>
    <dc:date>2010-08-07T14:14:32Z</dc:date>
    <item>
      <title>RJM SUCCESS!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/689001#M111903</link>
      <description>&lt;P&gt;WOO HOOO!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I have received a settlement letter back from my request for deletion request. I offered the following, $52.00 on $130.00 Debt and $238.00 on a $715.00 debt and they have agreed to delete upon payment! They also gave me 30 days to pay! Those are the last two baddies on my report! I sent an email, given to me by a forum member and it WORKED!! WOOO HOOO! House here I come! I cant wait to see what it does to my score!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 28 Jun 2010 15:21:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/689001#M111903</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2010-06-28T15:21:38Z</dc:date>
    </item>
    <item>
      <title>Re: RJM SUCCESS!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/689015#M111907</link>
      <description>&lt;P&gt;Congrats Zerocredit,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Can you send me that email?&amp;nbsp; Thanks&lt;/P&gt;</description>
      <pubDate>Mon, 28 Jun 2010 16:06:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/689015#M111907</guid>
      <dc:creator>purseman</dc:creator>
      <dc:date>2010-06-28T16:06:13Z</dc:date>
    </item>
    <item>
      <title>Re: RJM SUCCESS!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/689019#M111908</link>
      <description>&lt;P&gt;RJM is pretty awesome as far as CA's go...&lt;/P&gt;&lt;P&gt;Congrats!&lt;/P&gt;</description>
      <pubDate>Mon, 28 Jun 2010 16:14:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/689019#M111908</guid>
      <dc:creator>Gotons</dc:creator>
      <dc:date>2010-06-28T16:14:41Z</dc:date>
    </item>
    <item>
      <title>Re: RJM SUCCESS!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/689076#M111915</link>
      <description>&lt;P&gt;They are cool! Thanks Gotons your the best!&lt;/P&gt;</description>
      <pubDate>Mon, 28 Jun 2010 18:37:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/689076#M111915</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2010-06-28T18:37:00Z</dc:date>
    </item>
    <item>
      <title>Re: RJM SUCCESS!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/692547#M112873</link>
      <description>&lt;P&gt;Zerocredit--I PM'd you, could you send me the emails you used? I sent one to an email I found online but want to make sure it was the correct one! Thank you! And CONGRATS!!&lt;/P&gt;</description>
      <pubDate>Fri, 09 Jul 2010 20:13:47 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/692547#M112873</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2010-07-09T20:13:47Z</dc:date>
    </item>
    <item>
      <title>Re: RJM SUCCESS!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/709449#M115626</link>
      <description>&lt;P&gt;EFMartinez if you don't mind, can you PM'd the email addresses you used as well. Thanks in advance.&lt;/P&gt;</description>
      <pubDate>Sat, 07 Aug 2010 14:14:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/709449#M115626</guid>
      <dc:creator>mizzmonick19</dc:creator>
      <dc:date>2010-08-07T14:14:32Z</dc:date>
    </item>
    <item>
      <title>Re: RJM SUCCESS!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/709589#M115646</link>
      <description>&lt;P&gt;I thought I PM the email. sorry&amp;nbsp; I will. Thanks!&lt;/P&gt;</description>
      <pubDate>Sat, 07 Aug 2010 18:31:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/709589#M115646</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2010-08-07T18:31:56Z</dc:date>
    </item>
    <item>
      <title>Re: RJM SUCCESS!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/712103#M115972</link>
      <description>&lt;P&gt;Hi&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Will you PM the email to me also?&lt;/P&gt;</description>
      <pubDate>Tue, 10 Aug 2010 21:25:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/712103#M115972</guid>
      <dc:creator>Jenny40</dc:creator>
      <dc:date>2010-08-10T21:25:37Z</dc:date>
    </item>
    <item>
      <title>Re: RJM SUCCESS!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/713059#M116137</link>
      <description>&lt;P&gt;Will you please pm me the email as well?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks in advance&lt;/P&gt;</description>
      <pubDate>Wed, 11 Aug 2010 22:03:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/713059#M116137</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2010-08-11T22:03:17Z</dc:date>
    </item>
    <item>
      <title>Re: RJM SUCCESS!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/713071#M116139</link>
      <description>&lt;P&gt;Congrats!!!!!&amp;nbsp; &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Seems the floodgates have opened!&amp;nbsp; hehe&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;(I know the feelling ......with Midland!)&lt;/P&gt;</description>
      <pubDate>Wed, 11 Aug 2010 22:11:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/713071#M116139</guid>
      <dc:creator>BungalowMo</dc:creator>
      <dc:date>2010-08-11T22:11:57Z</dc:date>
    </item>
    <item>
      <title>Re: RJM SUCCESS!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/713583#M116196</link>
      <description>&lt;P&gt;Could you also pm me the email you used for RJM.&amp;nbsp; I have 2 bad marks on my report for them and both are only around $33.&amp;nbsp;&amp;nbsp; Been on my report forever.&amp;nbsp; Is it safe to deal with them via email only for pfds?&lt;/P&gt;</description>
      <pubDate>Thu, 12 Aug 2010 16:32:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/713583#M116196</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2010-08-12T16:32:36Z</dc:date>
    </item>
    <item>
      <title>Re: RJM SUCCESS!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/713625#M116202</link>
      <description>&lt;P&gt;Hello!&amp;nbsp; Can you also share the letter with me?&amp;nbsp; I thank you in advance for considering the request because I have quite a few things I need to have removed.&lt;/P&gt;</description>
      <pubDate>Thu, 12 Aug 2010 17:09:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/713625#M116202</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2010-08-12T17:09:27Z</dc:date>
    </item>
    <item>
      <title>Re: RJM SUCCESS!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/714411#M116370</link>
      <description>&lt;P&gt;HI, can you also send me the email?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks so much!&lt;/P&gt;</description>
      <pubDate>Fri, 13 Aug 2010 04:51:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/714411#M116370</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2010-08-13T04:51:49Z</dc:date>
    </item>
    <item>
      <title>Re: RJM SUCCESS!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/714557#M116390</link>
      <description>&lt;P&gt;I ALSO HAVE SOMETHING FROM RJM ON MY EX REPORT. CAN YOU SEND THE EMAIL ADDRESS&lt;/P&gt;&lt;P&gt;&amp;nbsp;TO ME ALSO?&lt;/P&gt;&lt;P&gt;THANKS&lt;/P&gt;</description>
      <pubDate>Fri, 13 Aug 2010 15:19:45 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/714557#M116390</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2010-08-13T15:19:45Z</dc:date>
    </item>
    <item>
      <title>Re: RJM SUCCESS!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/728642#M118037</link>
      <description>&lt;P&gt;I sent a pfd letter to RJM via email to one email address I found and never received any response from them.&amp;nbsp; Could someone please pm the email addresses I should use?&amp;nbsp; It has been over 2 weeks since I emailed them.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 02 Sep 2010 17:41:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/728642#M118037</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2010-09-02T17:41:38Z</dc:date>
    </item>
    <item>
      <title>to Re: RJM SUCCESS!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/728756#M118055</link>
      <description>&lt;P&gt;I would highly recommend calling them, I just did earlier this afternoon. They gave me 2 letters for deletion upon satisfying debt at 60%.&lt;/P&gt;</description>
      <pubDate>Thu, 02 Sep 2010 19:33:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/728756#M118055</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2010-09-02T19:33:24Z</dc:date>
    </item>
    <item>
      <title>Re: RJM SUCCESS!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/746904#M119991</link>
      <description>&lt;P&gt;RJM Rocks!!!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I had been reading all the topics here and decided to make them the first CA i send a PFD to. I emailed it to them yesterday and requested a settlement of $195.00 on a $389.00 debt. They emailed me back this morning with a link to the letter agreeing to the settlement and to delete once payment is received. They also gave me a month to pay. I paid it off today and the'll remove in 2 days.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I totally new to this whole cleaning my credit thing, and this was definitely a motivation boost! *on to the next one!*&lt;/P&gt;</description>
      <pubDate>Wed, 29 Sep 2010 16:42:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/746904#M119991</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2010-09-29T16:42:27Z</dc:date>
    </item>
    <item>
      <title>Re: RJM SUCCESS!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/748810#M120276</link>
      <description>&lt;P&gt;Can someone PM the email address to me? I sent a PFD via mail earlier this week, but would like to email if I haven't heard anything soon. Thanks!&lt;/P&gt;</description>
      <pubDate>Fri, 01 Oct 2010 20:56:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/748810#M120276</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2010-10-01T20:56:28Z</dc:date>
    </item>
    <item>
      <title>Re: RJM SUCCESS!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/854400#M130983</link>
      <description>&lt;P&gt;Hi there, I would greatly appreciate it if you could PM the email letter and email address you sent to get this done.&amp;nbsp; I can't tell you much I would appreciate it!&amp;nbsp; Thanks!&lt;/P&gt;</description>
      <pubDate>Sun, 27 Feb 2011 18:09:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/854400#M130983</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2011-02-27T18:09:09Z</dc:date>
    </item>
    <item>
      <title>Re: RJM SUCCESS!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/854554#M130999</link>
      <description>&lt;P&gt;For RJM I don't think that it&amp;nbsp;is necessary to send a email request.&amp;nbsp; I called over the phone and I settled a debt for less than 50% of the balance with a PFD settlement.&amp;nbsp; I think that RJM is the best collection agency to deal with when it comes to PFD.&amp;nbsp; You don't have to ask a higher up to do it (unless you get a agent on the phone who is having a bad day).&lt;/P&gt;</description>
      <pubDate>Sun, 27 Feb 2011 22:48:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/RJM-SUCCESS/m-p/854554#M130999</guid>
      <dc:creator>mocha82</dc:creator>
      <dc:date>2011-02-27T22:48:52Z</dc:date>
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