topic Re: Help-can someone please tell me if a CC can be reporting as Opened AND Closed?? in Rebuilding Your Credit

Help-can someone please tell me if a CC can be reporting as Opened AND Closed??

Anonymous — Thu, 30 Sep 2010 00:24:07 GMT

Hello everyone. Looking for some insight here. I have a Equifax report pulled on the 23rd of this month. I just now noticed that Chase is reporting a CC in both opened accounts and closed accounts. I double checked account numbers and its the same. Can they do this?? The CC is active and in good standing except for a 30 day late in Aug of 2006. From the looks of it Chase is reporting to Experian that it is open and current under " closed accounts" and open and current under "opened accounts". Any thoughts?

Re: Help-can someone please tell me if a CC can be reporting as Opened AND Closed??

RobertEG — Thu, 30 Sep 2010 00:33:24 GMT

Call Chase. It is either open or closed.

Re: Help-can someone please tell me if a CC can be reporting as Opened AND Closed??

Anonymous — Thu, 30 Sep 2010 00:43:08 GMT

I use the card reguarly- used it the other day in fact. Im just wondering if this is something they are allowed to do or if I can send them a letter asking them to stop reporting it as closed because as I said I use the card all the time(keeping balance low of course)

Re: Help-can someone please tell me if a CC can be reporting as Opened AND Closed??

Anonymous — Thu, 30 Sep 2010 02:07:36 GMT

I sent Chase a message through my message center on Chase.com regarding this. Someone wrote back and said they are fowarding the message to another department and should hear something within a day. Lets see what they have to say ;0