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    <title>topic A nice Bill Collector story in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/A-nice-Bill-Collector-story/m-p/772838#M123112</link>
    <description>&lt;P&gt;Try to keep this short, but I was trying to clear up my last fe baddies and got tired of the results I was getting from disputing with the credit CA's so I did ALOT of reading here and was very careful of my verbage, and just called them.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Two were old medical bills and one was an old TU electric bill.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I started with the medical the woman started off being a snob, but through some kind words and respect, I turned her around, and she was talking about her kids before it was over.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;She looked and looked and could not find my records. I gave her the fin report and poof, she said they would remove them.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Next up TU, again not a very pleasant individual, but refered me to the CU. So I called again and got a snobby guy, and again, I was able to win him over stating that my ex ole lady ran the bill up after I left the house and was divorced. (Which is the truth). He went on to say how bad he had been taken to the cleaners after his divorce LOL&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Anyways he said that it was due to fall off in 2 months and that if I would pay $10.00 he would settle the account in full, incase I ever wanted to to get a mortage for over $150,000 grand.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;So all in all, I would say a good day with the collection guys, as unusual as it seems &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Maybe the&amp;nbsp;leason to be learned is try and leave your anger off the phone and treat these poor schmucks like human beings, it tends to work most of the time&lt;/P&gt;</description>
    <pubDate>Sun, 07 Nov 2010 06:30:48 GMT</pubDate>
    <dc:creator>minimock</dc:creator>
    <dc:date>2010-11-07T06:30:48Z</dc:date>
    <item>
      <title>A nice Bill Collector story</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/A-nice-Bill-Collector-story/m-p/772838#M123112</link>
      <description>&lt;P&gt;Try to keep this short, but I was trying to clear up my last fe baddies and got tired of the results I was getting from disputing with the credit CA's so I did ALOT of reading here and was very careful of my verbage, and just called them.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Two were old medical bills and one was an old TU electric bill.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I started with the medical the woman started off being a snob, but through some kind words and respect, I turned her around, and she was talking about her kids before it was over.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;She looked and looked and could not find my records. I gave her the fin report and poof, she said they would remove them.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Next up TU, again not a very pleasant individual, but refered me to the CU. So I called again and got a snobby guy, and again, I was able to win him over stating that my ex ole lady ran the bill up after I left the house and was divorced. (Which is the truth). He went on to say how bad he had been taken to the cleaners after his divorce LOL&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Anyways he said that it was due to fall off in 2 months and that if I would pay $10.00 he would settle the account in full, incase I ever wanted to to get a mortage for over $150,000 grand.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;So all in all, I would say a good day with the collection guys, as unusual as it seems &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Maybe the&amp;nbsp;leason to be learned is try and leave your anger off the phone and treat these poor schmucks like human beings, it tends to work most of the time&lt;/P&gt;</description>
      <pubDate>Sun, 07 Nov 2010 06:30:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/A-nice-Bill-Collector-story/m-p/772838#M123112</guid>
      <dc:creator>minimock</dc:creator>
      <dc:date>2010-11-07T06:30:48Z</dc:date>
    </item>
    <item>
      <title>Re: A nice Bill Collector story</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/A-nice-Bill-Collector-story/m-p/772866#M123114</link>
      <description>&lt;P&gt;You're right, people dont want to hear about your problems, they want to tell you about theirs.&lt;/P&gt;&lt;P&gt;Just be a good listener and before &amp;nbsp;you know it, your their BFF.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Everyone has something they want to talk about,&amp;nbsp;whether it's happy or sad about family,boss or the ex.,but most of all they want to talk about is about them.Good story thanks for the post&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Sun, 07 Nov 2010 13:18:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/A-nice-Bill-Collector-story/m-p/772866#M123114</guid>
      <dc:creator>LIGHTNIN</dc:creator>
      <dc:date>2010-11-07T13:18:30Z</dc:date>
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