https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Portfolio-Recovery/m-p/836552#M129055 <P>PFD carries risks if still within SOL.&nbsp; They dont have to even respond to a PFD request, and could instead view your conditional offer as an incentive to bring legal action for full recovery, with no acceptance of conditions.</P> Sat, 05 Feb 2011 02:02:24 GMT RobertEG 2011-02-05T02:02:24Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Portfolio-Recovery/m-p/835934#M129008 <P>From what I've read, this company stinks for PFD letters... Is this one of those situations where I shouldn't waste my time with mailing it out, but maybe email instead?&nbsp; Anybody have information on these guys?</P><P>&nbsp;</P><P>Thanks <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /></P> Fri, 04 Feb 2011 13:23:53 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Portfolio-Recovery/m-p/835934#M129008 thejessulator 2011-02-04T13:23:53Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Portfolio-Recovery/m-p/836548#M129053 <P>Is the debt still within SOL?</P> Sat, 05 Feb 2011 01:54:49 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Portfolio-Recovery/m-p/836548#M129053 RobertEG 2011-02-05T01:54:49Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Portfolio-Recovery/m-p/836550#M129054 <P>yup...</P> Sat, 05 Feb 2011 01:55:48 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Portfolio-Recovery/m-p/836550#M129054 thejessulator 2011-02-05T01:55:48Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Portfolio-Recovery/m-p/836552#M129055 <P>PFD carries risks if still within SOL.&nbsp; They dont have to even respond to a PFD request, and could instead view your conditional offer as an incentive to bring legal action for full recovery, with no acceptance of conditions.</P> Sat, 05 Feb 2011 02:02:24 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Portfolio-Recovery/m-p/836552#M129055 RobertEG 2011-02-05T02:02:24Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Portfolio-Recovery/m-p/836554#M129056 <P>But I'm going to PIF??&nbsp; It's only 500 bucks... What are they going to sue me for if I'm offering it all?</P> Sat, 05 Feb 2011 02:03:21 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Portfolio-Recovery/m-p/836554#M129056 thejessulator 2011-02-05T02:03:21Z