topic Re: Talking to GEMB in Rebuilding Your Credit

Talking to GEMB

Viperlx — Wed, 20 Apr 2011 17:29:07 GMT

So I have an account with GEMB that is current and I want to pay it off. Is there a good contact to call or email to see if I can get a paid in full that is lower then the account balance?

Re: Talking to GEMB

Anonymous — Wed, 20 Apr 2011 18:11:13 GMT

What type of account is this?

Do they not have onlilne access where you can request a payoff amount?

Re: Talking to GEMB

Anonymous — Wed, 20 Apr 2011 19:08:31 GMT

I had a all terrain vehicle loan with them and wasnt due to pay off for another year. I wanted to sell it, and I just called the # on the bill and requested a payoff which was less than the full amount because the interest wouldnt be calculated if I paid it off that day. They let me pay it off over the phone.

Re: Talking to GEMB

Shogun — Wed, 20 Apr 2011 21:10:16 GMT

Glad it worked out for you!

Re: Talking to GEMB

Viperlx — Thu, 21 Apr 2011 12:34:24 GMT

how low can they go?

Re: Talking to GEMB

Anonymous — Thu, 21 Apr 2011 12:55:43 GMT

My loan was current, so I just paid the principle as of that day and the interest that had accumulated since my last payment which was like maybe 10 days worth of interest. Does it not break it out for you on your bill? Principle versus interest that your paying each bill cycle? Mine did. If yours isnt a loan, but revolving credit, then it will be a different story.