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    <title>topic Re: Please make me understand in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Please-make-me-understand/m-p/901048#M136985</link>
    <description>&lt;P&gt;WOW! That was a nice windfall for sure. Congrats!!&lt;/P&gt;</description>
    <pubDate>Thu, 21 Apr 2011 23:06:29 GMT</pubDate>
    <dc:creator>guydiver</dc:creator>
    <dc:date>2011-04-21T23:06:29Z</dc:date>
    <item>
      <title>Please make me understand</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Please-make-me-understand/m-p/898942#M136840</link>
      <description>&lt;P&gt;I had a chase card which says closed in 2005 in myfico transunion&amp;nbsp;&lt;/P&gt;&lt;P&gt;I remember having settled teh account in 2007&amp;nbsp;&lt;/P&gt;&lt;P&gt;but it says 120 days over duer in october 10&amp;nbsp;&lt;/P&gt;&lt;P&gt;How is it possible can i dispute ?&lt;/P&gt;</description>
      <pubDate>Wed, 20 Apr 2011 01:12:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Please-make-me-understand/m-p/898942#M136840</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2011-04-20T01:12:10Z</dc:date>
    </item>
    <item>
      <title>Re: Please make me understand</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Please-make-me-understand/m-p/898954#M136841</link>
      <description>&lt;P&gt;Anyone any help ?&lt;/P&gt;</description>
      <pubDate>Wed, 20 Apr 2011 01:42:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Please-make-me-understand/m-p/898954#M136841</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2011-04-20T01:42:39Z</dc:date>
    </item>
    <item>
      <title>Re: Please make me understand</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Please-make-me-understand/m-p/898972#M136842</link>
      <description>&lt;P&gt;You have to post subjects like the one&amp;nbsp; you posted&amp;nbsp; here in&amp;nbsp; the general credit issues.&amp;nbsp; Soon a moderator is going to come alone and sweep your post to the correct forum.&lt;/P&gt;</description>
      <pubDate>Wed, 20 Apr 2011 01:53:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Please-make-me-understand/m-p/898972#M136842</guid>
      <dc:creator>DI</dc:creator>
      <dc:date>2011-04-20T01:53:02Z</dc:date>
    </item>
    <item>
      <title>Re: Please make me understand</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Please-make-me-understand/m-p/899404#M136843</link>
      <description>&lt;P&gt;are you saying October 2010 they said you were 120 days late? if so do an online dispute with the cra&lt;/P&gt;</description>
      <pubDate>Wed, 20 Apr 2011 15:28:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Please-make-me-understand/m-p/899404#M136843</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2011-04-20T15:28:03Z</dc:date>
    </item>
    <item>
      <title>Re: Please make me understand</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Please-make-me-understand/m-p/899438#M136844</link>
      <description>&lt;P&gt;in my report it says says last reported october 2010 120 days late&lt;/P&gt;</description>
      <pubDate>Wed, 20 Apr 2011 16:05:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Please-make-me-understand/m-p/899438#M136844</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2011-04-20T16:05:08Z</dc:date>
    </item>
    <item>
      <title>Re: Please make me understand</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Please-make-me-understand/m-p/899956#M136845</link>
      <description>&lt;P&gt;Is there a $0 balance reporting?&lt;/P&gt;</description>
      <pubDate>Wed, 20 Apr 2011 23:14:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Please-make-me-understand/m-p/899956#M136845</guid>
      <dc:creator>llecs</dc:creator>
      <dc:date>2011-04-20T23:14:14Z</dc:date>
    </item>
    <item>
      <title>Re: Please make me understand</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Please-make-me-understand/m-p/900932#M136970</link>
      <description>&lt;P&gt;Yes Zero balance reporting. but guess what i sent a good will email to the top executive address found in google and within 15 minutes a lady called saying she would investigate and this morning she calsl back and said she order my record to be deleted from both transunion and Experian.WOW .. I am lucky ..&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 21 Apr 2011 20:37:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Please-make-me-understand/m-p/900932#M136970</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2011-04-21T20:37:00Z</dc:date>
    </item>
    <item>
      <title>Re: Please make me understand</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Please-make-me-understand/m-p/901048#M136985</link>
      <description>&lt;P&gt;WOW! That was a nice windfall for sure. Congrats!!&lt;/P&gt;</description>
      <pubDate>Thu, 21 Apr 2011 23:06:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Please-make-me-understand/m-p/901048#M136985</guid>
      <dc:creator>guydiver</dc:creator>
      <dc:date>2011-04-21T23:06:29Z</dc:date>
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