https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Charge-off-2-years-old/m-p/915416#M138681 <P>Charge offs are one of the worst to have on your CR.&nbsp; Even though some negatives do hurt less after about 2 years, like a single 30 day late, IMO, a CO will hurt till gone.</P> Mon, 09 May 2011 14:48:04 GMT Anonymous 2011-05-09T14:48:04Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Charge-off-2-years-old/m-p/915414#M138680 <P>Most of my charge offs will be 2 years old this summer.&nbsp; Could I expect to&nbsp;see an increase after they age to this 2 year period?&nbsp; I thought I had read somewhere that most negative items lose their effect after 2 years.</P> Mon, 09 May 2011 14:46:09 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Charge-off-2-years-old/m-p/915414#M138680 Anonymous 2011-05-09T14:46:09Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Charge-off-2-years-old/m-p/915416#M138681 <P>Charge offs are one of the worst to have on your CR.&nbsp; Even though some negatives do hurt less after about 2 years, like a single 30 day late, IMO, a CO will hurt till gone.</P> Mon, 09 May 2011 14:48:04 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Charge-off-2-years-old/m-p/915416#M138681 Anonymous 2011-05-09T14:48:04Z