topic GW letter wording for account only showing on EQ in Rebuilding Your Credit

GW letter wording for account only showing on EQ

Anonymous — Mon, 29 Aug 2011 19:28:04 GMT

I am about to submit a GW for an account only showing on EQ. Should I request the account be deleted from the 3 credit bureaus or only mention Equifax in my letter? I don't want it to backfire and have it show up on all credit reports.

Re: GW letter wording for account only showing on EQ

bruiseviolet — Mon, 29 Aug 2011 21:50:01 GMT

I would just word it as "all reporting credit agencies" or something to that effect. They aren't going to pop it up on the other two- most businesses only report to one or two- and they aren't going to start reporting to all 3 from a GW letter. =) Just leave it vague- that you want it removed from your credit reports. They don't need to know how manyt it's reporting on- they should already know that internally. LOL =)

Re: GW letter wording for account only showing on EQ

Anonymous — Tue, 30 Aug 2011 01:15:08 GMT

The account I'm writing about did exist on all 3 credit reports up until about a month or two ago. It was disputed on all 3 but Equifax was the only one to verify. This is why I'm thinking it might "bite me".

Re: GW letter wording for account only showing on EQ

MarineVietVet — Tue, 30 Aug 2011 01:52:41 GMT

Since it's only reporting on EQ that is who I would write.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".