topic Re: Crown Jewelers & TU in Rebuilding Your Credit

Crown Jewelers & TU

wahmom — Tue, 08 Jul 2008 23:22:26 GMT

Has anyone else's CJ account updated on TU yet? Mine hit EX on the 1st but not on TU yet.

Re: Crown Jewelers & TU

Anonymous — Tue, 08 Jul 2008 23:46:01 GMT

Same for me and my wife...on the 1st...on EX my account updated the balance...and increased the CL to $2500....on hers...her account reported for the first time on EX...with a $2500 CL...but has not reported at all to TU...

But I have an account...that was updated to TU on the 1st...and they updated it as CURRENT...and the others haven't...I don't know what's going on...

Re: Crown Jewelers & TU

MichiganMommy — Tue, 08 Jul 2008 23:51:19 GMT

This is driving me crazy. Lets PLEASE keep the post coming about this so I can stop paying for new TU scores each day to check....

I called CJ and the guy who answered the phone on the first ring (always sort of weird, it is like he is at home) said that TU sometimes takes 30 days to update. That seems weird when EX already did on the 1st!

Then I talke to TU (for another reason) and they said that they have had some tech issues lately. Today I talked to TU again and the person there had no idea what tech issues the other person was referring to...WTH??!!!

I am so confused, just please keep the post going on this one. I suspect that once one of us sees it on their TU account, others will.

Re: Crown Jewelers & TU

Schoolbuskid — Wed, 09 Jul 2008 00:11:37 GMT

Same for me....TU has been extremely slow at updating here lately...it really sucks because my mom has two collections that need to deleted from them...while the other two have already made changes!

Re: Crown Jewelers & TU

Anonymous — Wed, 09 Jul 2008 00:22:22 GMT

I SIGNED UP FOR ONE AND TOO WAS APROVED FOR 2500. WHAT WAS THE AVERAGE BUMP IN THE SCORES FROM EITHER EX OR TU?

Re: Crown Jewelers & TU

MichiganMommy — Wed, 09 Jul 2008 00:38:41 GMT

I saw about a 40 point increase. This was my first revolving though in over a decade.

Re: Crown Jewelers & TU

tray — Wed, 09 Jul 2008 00:54:35 GMT

Hi everyone, i am also waiting for the update on the TU report. I just find it strange why there is no update yet. I feel there may have been an issue with a computer cliche that everyone's account reported $2500 as I know my account at first was to be reported at $1500. As I was reading someone's thread it was reported by cj it takes 30 days for the update on transunion I find that weird.

Well I guess we will just have to wait and see what the cl will be on TU.

Re: Crown Jewelers & TU

Anonymous — Wed, 09 Jul 2008 01:01:02 GMT

michiganmommy~ stop playing girl dont tell me nothing like that... child you have my pressure up high...lol all i need is a few points to qualify for a good mortgage rate and this may just be my luck. I currently have 5 cc's that have never been late since 2000 but I have 3 baddies Im trying to work on getting deleted. Who reported your 40 point gain? TU or EX

Re: Crown Jewelers & TU

MichiganMommy — Wed, 09 Jul 2008 01:06:10 GMT

Not in the slightest bit would I play when it comes to FICO. Hey, many people have made my day on this site, so I hope you do have a increase in scores.

I got the 38pt increase from EX. As indicated, TU has not posted anything yet! I hope they will be as nice.

You go gurl!!!

Get your points and new home. I will be praying for you, just don't forget to send me one up too!

Re: Crown Jewelers & TU

Anonymous — Wed, 09 Jul 2008 01:17:11 GMT

lol...you got it girl

Re: Crown Jewelers & TU

Client9 — Wed, 09 Jul 2008 05:31:46 GMT

I sent my check in the mail a few days ago. I will most likely see the bump in score around the first of August is my guess. I will pull scores in mid August to see the bum up. If I get the 30-40 poitn burst on EX and TU, I will be in the 660 club across all CRAs.

Re: Crown Jewelers & TU

bridgetkaryn — Wed, 09 Jul 2008 13:24:36 GMT

No updates today... I wish this would show up on TU! grrrrr

Re: Crown Jewelers & TU

Anonymous — Wed, 09 Jul 2008 17:57:07 GMT

My new Crown Jewelers account showed up on Monday 7/7. I opened the acct about 3 weeks before so be patient. It raised my score about 18 pts so it was well worth the $100. I'll be making my partial payment of $25 this week.

Re: Crown Jewelers & TU

MichiganMommy — Wed, 09 Jul 2008 18:12:38 GMT

Thanks Kahuna... I opened my account around three weeks ago or more. It DID report to my EX account, but not my TU.

Kahuna, Please confirm if it posted to your TU account on 7/7.

Re: Crown Jewelers & TU

MichiganMommy — Wed, 09 Jul 2008 18:13:06 GMT

Also, Kahuna, was this your only revolving account or just a new one?

Re: Crown Jewelers & TU

Anonymous — Wed, 09 Jul 2008 21:31:03 GMT

Yes, it only showed up on Experian but that is the CA that is used by the lender I use so it was great. And no, it wasn't the only CL. I have about 4 others, some closed and some open. IMO it was worth it....now if I only had $5000 to pay off a charge-off I'd be able to really recover!!

Re: Crown Jewelers & TU

Anonymous — Wed, 09 Jul 2008 21:53:11 GMT

Well...that's our problem...CJ is only showing on EX right now...and TU are moving like turtles...to update their records...

Re: Crown Jewelers & TU

Schoolbuskid — Wed, 09 Jul 2008 22:13:41 GMT

This is beginning to become frustrating...i would like to know what their hold up is!

Re: Crown Jewelers & TU

MichiganMommy — Wed, 09 Jul 2008 23:14:00 GMT

I am starting to worry that the $2500 CL that many of us who were approved for $1500 AND the fact that TU has not reported is no fluke... I am starting to wonder if they are not having some issues (CJ) on their end. It makes no sense that it has not posted to TU yet. When they report to one, they report to all....unless some of you have seen other things slow to update to your TU account. Then, I would think that the problem is on TUs end.

Regardless, it is sooooooooo frustrating!

Re: Crown Jewelers & TU

Anonymous — Thu, 10 Jul 2008 00:14:11 GMT

Actually, I don't think any CC or credit account is obligated to report to all 3 agencies. There was a thread on this board previously that said that CJ reports only to 2 agencies, but since EX was one of them I decided to apply anyways. The only problem would be if you apply for a loan and that lender pulls only your TU report. I have some CC's that report to only 2 of the three and in some cases it hurts and in some it helps.