topic Re: Apartment Collection in Rebuilding Your Credit

Apartment Collection

Anonymous — Thu, 10 Jul 2008 02:21:48 GMT

I really need some advice for this. I haven't done anything with this yet. I signed a lease that had an employment transfer clause. I transfered from fort worth, tx to cincinnati, oh for work. They did not honor this in the lease. Now its on my credit files. Collection agency [?] Natlcrsys Original balance [?] $4,139 Current balance [?] $4,139 Status [?] Not Reported Date assigned [?] Jan 10, 2007 Date reported [?] Mar 20, 2008 Date last active [?] Not Reported Date paid [?] Not Reported Date closed [?] Dec 14, 2007 Original lender [?] 09 Barrington Beach Street Ho Account number [?] XXXxxx Type of account [?] Not Reported Account holder [?] Individual Type of credit [?] Not Reported Payment status [?] Not Reported Largest past balance [?] Not Reported Amount past due [?] Not Reported Account descriptions [?] Not Reported What do I do? Thank you so much!

Re: Apartment Collection

Anonymous — Thu, 10 Jul 2008 02:47:49 GMT

osudelt69 wrote:
I really need some advice for this. I haven't done anything with this yet. I signed a lease that had an employment transfer clause. I transfered from fort worth, tx to cincinnati, oh for work. They did not honor this in the lease. Now its on my credit files. Collection agency [?] Natlcrsys Original balance [?] $4,139 Current balance [?] $4,139 Status [?] Not Reported Date assigned [?] Jan 10, 2007 Date reported [?] Mar 20, 2008 Date last active [?] Not Reported Date paid [?] Not Reported Date closed [?] Dec 14, 2007 Original lender [?] 09 Barrington Beach Street Ho Account number [?] XXXxxx Type of account [?] Not Reported Account holder [?] Individual Type of credit [?] Not Reported Payment status [?] Not Reported Largest past balance [?] Not Reported Amount past due [?] Not Reported Account descriptions [?] Not Reported What do I do? Thank you so much!

Do you have a copy of the lease?

Did you follow the steps the lease states you should follow in order to break it due to the employment transfer?

Re: Apartment Collection

Anonymous — Thu, 10 Jul 2008 02:50:20 GMT

No and No. I was suffering from an undiagnosed mental illness at the time. I did not take care of much of anything. I have asked for a copy of the lease from the CA they did not comply

Re: Apartment Collection

llecs — Thu, 10 Jul 2008 02:51:55 GMT

osudelt69 wrote:
I really need some advice for this. I haven't done anything with this yet. I signed a lease that had an employment transfer clause. I transfered from fort worth, tx to cincinnati, oh for work. They did not honor this in the lease. Now its on my credit files. Collection agency [?] Natlcrsys Original balance [?] $4,139 Current balance [?] $4,139 Status [?] Not Reported Date assigned [?] Jan 10, 2007 Date reported [?] Mar 20, 2008 Date last active [?] Not Reported Date paid [?] Not Reported Date closed [?] Dec 14, 2007 Original lender [?] 09 Barrington Beach Street Ho Account number [?] XXXxxx Type of account [?] Not Reported Account holder [?] Individual Type of credit [?] Not Reported Payment status [?] Not Reported Largest past balance [?] Not Reported Amount past due [?] Not Reported Account descriptions [?] Not Reported What do I do? Thank you so much!

You have two different issues going on here. First, you should figure out whether or not you are liable for the balance due. Each state has their own landlord-tenant laws. You may want to talk to an attorney.

Per the CA, DV them first. If you indeed owe, and they validate to your liking, then offer a PFD. But again, see an attorney first. You are within SOL, likely, but if served, be sure to answer any summons and go to court to fight it.

Re: Apartment Collection

Anonymous — Thu, 10 Jul 2008 02:52:28 GMT

It is very embarrashing to admit but the truth.

Re: Apartment Collection

Anonymous — Thu, 10 Jul 2008 05:00:31 GMT

No need to be embarrassed. Life happens to all of us.