https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Does-litigation-put-collections-on-hold/m-p/1103686#M157833 Filing a lawsuit will not stop them from reporting a collection account, nor will it stop their collection activities. It would probably take a judgement against them to ensure that. I think your best option at this point is to negotiate a PFD or some similar arrangement. Sat, 03 Dec 2011 23:22:37 GMT pizzadude 2011-12-03T23:22:37Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Does-litigation-put-collections-on-hold/m-p/1102990#M157781 <P>Having an issue with a hospital from earlier this year and am considering a suit.&nbsp; They were supposed to pull the account back from collections (where it never should have gone in the first place) during their "research", but I've still been getting calls.&nbsp; They have sent me an unsatisfactory offer that I may now challenge (still deciding).&nbsp; If I do decide to take it to court, will any collection action be put on hold?&nbsp; It's not showing on my CR yet, but I absolutely, 100% cannot afford to have it hit the CRs AT. ALL.&nbsp; There is a 12 month rule for applying for a mortgage and I need to do that in the next 6 months.</P> Sat, 03 Dec 2011 05:52:23 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Does-litigation-put-collections-on-hold/m-p/1102990#M157781 thankfulheart 2011-12-03T05:52:23Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Does-litigation-put-collections-on-hold/m-p/1103686#M157833 Filing a lawsuit will not stop them from reporting a collection account, nor will it stop their collection activities. It would probably take a judgement against them to ensure that. I think your best option at this point is to negotiate a PFD or some similar arrangement. Sat, 03 Dec 2011 23:22:37 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Does-litigation-put-collections-on-hold/m-p/1103686#M157833 pizzadude 2011-12-03T23:22:37Z