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    <title>topic Re: whychat step 1 results are in. now what's next? in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/whychat-step-1-results-are-in-now-what-s-next/m-p/293211#M17071</link>
    <description>&lt;DIV&gt;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;</description>
    <pubDate>Thu, 17 Jul 2008 19:59:27 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2008-07-17T19:59:27Z</dc:date>
    <item>
      <title>whychat step 1 results are in. now what's next?</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/whychat-step-1-results-are-in-now-what-s-next/m-p/292821#M16983</link>
      <description>&lt;DIV&gt;On all 3 CRs DH had the same CA listed twice for 2 different OCs.&amp;nbsp; One ($71)&amp;nbsp;had been PIF a year ago.&amp;nbsp; The other had a balance of $200.&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I sent HIPPA letter #1 to all 3 CRAs for both ACs three weeks ago.&amp;nbsp; I also decided to contact the OC on the second one and offer a PFD, which they accepted.&amp;nbsp; They cashed the check already.&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;In the mean time, I've received opposite responses from EQ and EX.&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;EQ says:&lt;/DIV&gt;&lt;DIV&gt;Item #1 - deleted&lt;/DIV&gt;&lt;DIV&gt;Item #2 - verified (remains)&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;EX says:&lt;/DIV&gt;&lt;DIV&gt;Item #1 - verified (remains)&lt;/DIV&gt;&lt;DIV&gt;Item #2 - deleted&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I don't remember getting a response from TU yet.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;It boggles my mind that they both deleted one, but EQ deleted item #1 while EX deleted Item #2.&amp;nbsp; My question is, what do I do next to get off the one that came back verified?&amp;nbsp; Both items are now PIF to different OCs&amp;nbsp; It's entirely possible that EQ verified Item #2&amp;nbsp;prior to the OC contacting the CA to delete.&amp;nbsp;&amp;nbsp;I know I complicated matters by doing a PFD with the OC and whychat at the same time.&amp;nbsp; I was impatient.&amp;nbsp; I'm sure some of you can relate.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;So, Step 2??&lt;/DIV&gt;</description>
      <pubDate>Thu, 17 Jul 2008 11:43:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/whychat-step-1-results-are-in-now-what-s-next/m-p/292821#M16983</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-07-17T11:43:37Z</dc:date>
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    <item>
      <title>Re: whychat step 1 results are in. now what's next?</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/whychat-step-1-results-are-in-now-what-s-next/m-p/293211#M17071</link>
      <description>&lt;DIV&gt;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;</description>
      <pubDate>Thu, 17 Jul 2008 19:59:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/whychat-step-1-results-are-in-now-what-s-next/m-p/293211#M17071</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-07-17T19:59:27Z</dc:date>
    </item>
    <item>
      <title>Re: whychat step 1 results are in. now what's next?</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/whychat-step-1-results-are-in-now-what-s-next/m-p/293714#M17192</link>
      <description>&lt;DIV&gt;bump &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;</description>
      <pubDate>Fri, 18 Jul 2008 05:33:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/whychat-step-1-results-are-in-now-what-s-next/m-p/293714#M17192</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-07-18T05:33:08Z</dc:date>
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