topic Citi Bank and Capital One Charge off's in Rebuilding Your Credit https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Citi-Bank-and-Capital-One-Charge-off-s/m-p/1252661#M172032 <P>Hi,</P><P>&nbsp;</P><P>I wanted to see if anyone had any experiences with Citi Bank and getting a CO off removed. I have settled the account with the CA for less than the amount owed (originally owed $12K, setted for $4k), and it is reporting a 0 balance but still 120+ day lates from 2/10, 3/10 and 4/10.</P><P>&nbsp;</P><P>I am JUST under the score I need to buy a house and I need to purchase a home for my family ASAP so I am GWing my heart out at the moment! :-) I would love to get this deleted but I don't know how...</P><P>&nbsp;</P><P>Also, I have a CO from 08/2005 with Capital One. I have a card with capital one now that has never been late or anything and get used frequently with a low carrying balance. Any help or hearing of success stories would be much appreciated!</P><P>&nbsp;</P><P>TIA!</P> Tue, 28 Feb 2012 15:19:09 GMT bridgetkaryn 2012-02-28T15:19:09Z Citi Bank and Capital One Charge off's https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Citi-Bank-and-Capital-One-Charge-off-s/m-p/1252661#M172032 <P>Hi,</P><P>&nbsp;</P><P>I wanted to see if anyone had any experiences with Citi Bank and getting a CO off removed. I have settled the account with the CA for less than the amount owed (originally owed $12K, setted for $4k), and it is reporting a 0 balance but still 120+ day lates from 2/10, 3/10 and 4/10.</P><P>&nbsp;</P><P>I am JUST under the score I need to buy a house and I need to purchase a home for my family ASAP so I am GWing my heart out at the moment! :-) I would love to get this deleted but I don't know how...</P><P>&nbsp;</P><P>Also, I have a CO from 08/2005 with Capital One. I have a card with capital one now that has never been late or anything and get used frequently with a low carrying balance. Any help or hearing of success stories would be much appreciated!</P><P>&nbsp;</P><P>TIA!</P> Tue, 28 Feb 2012 15:19:09 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Citi-Bank-and-Capital-One-Charge-off-s/m-p/1252661#M172032 bridgetkaryn 2012-02-28T15:19:09Z