topic PFD wait time in Rebuilding Your Credit

PFD wait time

Anonymous — Tue, 20 Mar 2012 14:17:33 GMT

So I negotiated 3 PFDs and it has now been over a month since I paid them. Well long story short is, none of them is off of my credit reports. Should I contact the CA or the CB?

Re: PFD wait time

Anonymous — Tue, 20 Mar 2012 14:19:07 GMT

Whatever you do DON'T dispute with the CRA or even contact them. Contact the CA person who agreed to the PFD and see what's up.

Re: PFD wait time

GoodCredBen — Tue, 20 Mar 2012 14:19:56 GMT

Send a quick reminder to the CA, give them a call or an email and simply send them a friendly contact saying something like hey, you guys agreed to delete, wanted to make sure that is still good to go.......

Re: PFD wait time

Anonymous — Tue, 20 Mar 2012 14:28:14 GMT

Ok sounds good.

Re: PFD wait time

Anonymous — Tue, 20 Mar 2012 14:43:35 GMT

Well i called all of them and they told me that they have done all that they can do, that its in the big three's hands.

Re: PFD wait time

GoodCredBen — Tue, 20 Mar 2012 14:54:31 GMT

okay, all you wanted to do is simply make sure they did their part by sending it, it could take some time for the CRA to delete them.

Re: PFD wait time

Anonymous — Tue, 20 Mar 2012 15:48:19 GMT

It can take some time due to the fact that each creditor reports to the CRA at different times. Hang in there ... You'll be seeing positive results soon