https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/New-to-the-boards/m-p/1304103#M177513 <P>&nbsp;</P><P>Welcome to the Forums and good luck with your GW requests !!</P><P>&nbsp;</P><P>That's great that you have paid things off ~ hopefully you can garden your existing accounts and have success cleaning up your reports ~ keep at it and definately keep us posted !</P> Thu, 22 Mar 2012 23:34:01 GMT pizzadude 2012-03-22T23:34:01Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/New-to-the-boards/m-p/1304099#M177512 <P>Hello everyone, I am fairly new to the boards and wanted to say THANK YOU to everyone on here. &nbsp;After reading through a few threads, I put together some GW letters to send out. &nbsp;My fingers are crossed that I can have some of the negative info on my CR removed.&nbsp;</P><P>&nbsp;</P><P>My current score according to Equifax is 555 &nbsp;<img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /></P><P>&nbsp;</P><P>There are currently 7 negative items on my CR, but they have all been paid off.</P><P>&nbsp;</P><P>I am no longer in debt, just trying to remove the negative hits. &nbsp;&nbsp;I am determined to raise my score so I may purchase my first home!</P> Thu, 22 Mar 2012 23:31:01 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/New-to-the-boards/m-p/1304099#M177512 wilsoga1 2012-03-22T23:31:01Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/New-to-the-boards/m-p/1304103#M177513 <P>&nbsp;</P><P>Welcome to the Forums and good luck with your GW requests !!</P><P>&nbsp;</P><P>That's great that you have paid things off ~ hopefully you can garden your existing accounts and have success cleaning up your reports ~ keep at it and definately keep us posted !</P> Thu, 22 Mar 2012 23:34:01 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/New-to-the-boards/m-p/1304103#M177513 pizzadude 2012-03-22T23:34:01Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/New-to-the-boards/m-p/1304357#M177530 <P>Patience! It took a long time for all my baddies to fall off(still have 3) and I couldnt get credit to save my life during that time. Everyone will recomend a secured card and keep the balance 1-9% util. Let it age and wait for your GWs to work. Hopefully you can get a couple to fall off! |Good luck.</P> Fri, 23 Mar 2012 01:37:15 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/New-to-the-boards/m-p/1304357#M177530 honky 2012-03-23T01:37:15Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/New-to-the-boards/m-p/1304369#M177531 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/543889">@honky</a> wrote:<BR /><P>Patience! It took a long time for all my baddies to fall off(still have 3) and I couldnt get credit to save my life during that time. Everyone will recomend a secured card and keep the balance 1-9% util. Let it age and wait for your GWs to work. Hopefully you can get a couple to fall off! |Good luck.</P><HR /></BLOCKQUOTE><P><BR />^^^this</P> Fri, 23 Mar 2012 01:38:34 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/New-to-the-boards/m-p/1304369#M177531 Repo-ed 2012-03-23T01:38:34Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/New-to-the-boards/m-p/1369357#M183952 <DIV><P>Thank you, everyone! &nbsp;Just to update...I did get some responses from the GWs I sent out, but only 1 thing has fallen off. &nbsp;</P><P>&nbsp;</P><P>Something really strange has happened...I've also initiated disputes through Equifax online, and 2 more items showed up as negative on my CR!! &nbsp;They are both old, paid off debts. &nbsp;Is this normal??</P></DIV> Wed, 25 Apr 2012 23:47:13 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/New-to-the-boards/m-p/1369357#M183952 wilsoga1 2012-04-25T23:47:13Z