topic Re: Won't honor DV w/o signed letter? in Rebuilding Your Credit

Won't honor DV w/o signed letter?

midwestgirl44 — Tue, 22 Jul 2008 14:21:05 GMT

I sent a DV to a CA (North American Credit Services) via CMRRR. They responded with a letter that unfortunately they cannot honor my request because I didn't sign my DV letter (I typed my name).

Does anyone here know the proper procedure to deal with this type of response?

I tried to search the forum, but I couldn't find anything like this and I swear I saw this same situation about a month ago on here.

Re: Won't honor DV w/o signed letter?

Anonymous — Tue, 22 Jul 2008 14:25:25 GMT

kriskaden wrote:
I sent a DV to a CA (North American Credit Services) via CMRRR. They responded with a letter that unfortunately they cannot honor my request because I didn't sign my DV letter (I typed my name).

Does anyone here know the proper procedure to deal with this type of response?

I tried to search the forum, but I couldn't find anything like this and I swear I saw this same situation about a month ago on here.

I would respond (with an unsigned) letter stating that the FDCPA does not required a DV request to be signed. Your original request for DV remains. If they do not respond with proper debt validation, you will construe the letter you received as a "refusal to validate debt" and forward a copy of such to the CRA reporting said debt, the BBB, your AG, their AG, and the FTC.

Re: Won't honor DV w/o signed letter?

midwestgirl44 — Tue, 22 Jul 2008 14:31:15 GMT

Thank you very much! Should I send my response regular first-class mail, or should I send it CMRRR?

Re: Won't honor DV w/o signed letter?

Anonymous — Tue, 22 Jul 2008 14:32:01 GMT

I would shell out the 5 bux and send it CMRRR.

Re: Won't honor DV w/o signed letter?

midwestgirl44 — Tue, 22 Jul 2008 14:32:28 GMT

Sounds good to me! It's definitely worth it! Thank you for your help!