topic Re: Has anyone had GW success with Cap One? in Rebuilding Your Credit

Has anyone had GW success with Cap One?

tsever01 — Mon, 09 Apr 2012 17:50:30 GMT

Has ANYONE had success with GW from Capital One as far as getting a charge-off removed from your credit report? Should I throw in the towel after multiple rejections or should I just bug them to death?

Re: Has anyone had GW success with Cap One?

How2increase — Mon, 09 Apr 2012 22:01:47 GMT

Bug them to death 😜

Re: Has anyone had GW success with Cap One?

Vtso4 — Mon, 09 Apr 2012 22:18:17 GMT

Thats what I plan to keep on doing. Just sent my 3rd good will letter. Now I'm just starting to send out emails for the rest of my negative accounts.

Re: Has anyone had GW success with Cap One?

How2increase — Tue, 10 Apr 2012 00:14:46 GMT

I'm in the same boat as you 😏 capital one is pretty difficult but we have to keep on trying! Do you need a email or back door #?

Re: Has anyone had GW success with Cap One?

Anonymous — Tue, 10 Apr 2012 00:28:35 GMT

I could use some more places to contact them, please

Re: Has anyone had GW success with Cap One?

tsever01 — Tue, 10 Apr 2012 04:09:19 GMT

I Googled and found a list of executive names and have been sending emails to everyone in the correct email format. I've snail mailed the CEO. I was rejected by mail once and i recieved an email today saying that they have sent me a letter that I should recieve soon that gives me their position. That didnt sound very positive. If you have any other contacts I would gratefully accept them.

Re: Has anyone had GW success with Cap One?

Anonymous — Tue, 10 Apr 2012 06:16:22 GMT

If you guys could pm me some contacts as well, Id really appreciate it! Thanks so much

Re: Has anyone had GW success with Cap One?

stopdrpnro — Tue, 10 Apr 2012 13:04:52 GMT

Could someone send me the contact info as well? thanks in advance

Re: Has anyone had GW success with Cap One?

stopdrpnro — Wed, 11 Apr 2012 06:01:49 GMT

anybody?

Re: Has anyone had GW success with Cap One?

Anonymous — Sun, 22 Apr 2012 06:10:48 GMT

I'm also working on getting a paid CO deleted through GW with Cap One. Can someone PM me their contacts, please? Much appreciated!

Re: Has anyone had GW success with Cap One?

Familywantsahouse — Sun, 22 Apr 2012 10:21:13 GMT

Just google "capital one addresses"

I was rejected by the excutive office. I have read here some people have had success with snail mail, but they sent so many they don't know which address. I literally sent 11 GW's last Monday and will do so as well this Monday to the same addresses.

Re: Has anyone had GW success with Cap One?

Anonymous — Sun, 22 Apr 2012 12:12:58 GMT

If anyone has a mailing address that worked for them, PM too please! Otherwise, I'll just send snail mail to all of the addresses I can find!

Re: Has anyone had GW success with Cap One?

tsever01 — Tue, 24 Apr 2012 03:55:12 GMT

So today I received a call from Cap One and they said that they had received a lot of emails from me but they could not delete my charge offs. I asked them if they could not or they would not. Guy said they would not. Wouldnt budge no matter what I said. He requested that I stop sending emails but I told him that I was going to send more and that I would search for email addresses and widen my email campaign. I'm gonna drive that company bonkers if I can.

Re: Has anyone had GW success with Cap One?

rogersave — Tue, 24 Apr 2012 04:04:14 GMT

Goodluck with them, do you have any email contacts. Capital one is next on my list to send GW letters too. Thank you in advance!

Re: Has anyone had GW success with Cap One?

birjest — Tue, 24 Apr 2012 16:05:08 GMT

Hmm, I am an avid proponent for those who don't believe in giving up, or quitting. Now, unless this was an error of Capital One...then fight your way to make them correct the error. HOWEVER, if you are GWing just because and they said no, well...walk away and let time run its course. I worked my butt of with Sears/Citibank when they jacked up my account in February. They finally corrected it, and I even asked Chase for a GW. Heck, Chase even deleted the whole tradeline. But, in each GW letters, I did acknowledge to them that it is at the removal/delete are at the wishes of the companies, and that they ARE not required to do so.

If Capital One is known for not budging, and they are requesting that you to send no more request, what good is it to bombard them with more GW letters? They 8 times of of 10 will delete your request. IDK, if it was the 3rd or 5th request...ok. After 10, you are overkilling. I ask Capital One to GW two 60 days late in 2008. They said no, and that it was reflecting correctly. Guess what, they are correct because I was late. It would have been great to see it removed, but I decide to "step over the sleeping dog, vice poking it". Let time run it course.

Re: Has anyone had GW success with Cap One?

Adalen — Tue, 24 Apr 2012 16:38:51 GMT

The entire point of sending GW letters is to have them do a "goodwill" removal. I think everyone knows they don't *have* to remove the TL for reporting accurately. And if they are reporting inaccurately (as in your case) you don't send GW letters, you tell them to FIX it because they have an obligation to.