topic Re: I need some help in Rebuilding Your Credit

I need some help

Anonymous — Wed, 25 Apr 2012 01:38:33 GMT

I have one more GW adjustment I need to get taken off my CR. It's a World Financial Network National Bank/Victoria's Secret (WFNNB) CC. I paid it off the day after it became a CO. I've sent 2 GW letters (to different addresses) and called today to see if they would agree to do it over the phone. Every time I call, I get referred to the same CSR, who helped me when I called the first time (I guess now she's my account rep). She was very nice and said she would help me in anyway she could (email or fax a letter to say I PIF) but she could not delete the CO because they couldn't lie, etc. I have no problems calling the other 800 #s I have but they always refer me back to the same # and the same CSR. I understand that emailing the CEO is a kind of one shot deal but I'm at the point I'm ready to try it. Even if that doesn't work, I'll be patient and continue to send GW letters.

So, here are my questions:

1. Does anyone the contact info for the CEO or another higher up executive? If so, could you PM the info please?

2. If not, does anyone have any other contact info (phone #s, emails, etc) that you've used that has worked in the past?

3. Any thoughts and/or suggestions about what else I can do?

TIA!

Re: I need some help

Anonymous — Wed, 25 Apr 2012 01:42:22 GMT

I'm sorry I don't have any contact information but I wanted to congratulate you on making major progress on your credit repair. Stay persistent and I'm sure it will eventually be removed

Re: I need some help

Anonymous — Wed, 25 Apr 2012 01:45:24 GMT

@Anonymous wrote:
I'm sorry I don't have any contact information but I wanted to congratulate you on making major progress on your credit repair. Stay persistent and I'm sure it will eventually be removed

Oh, thanks so much! I'm nothing, if not persistent. But honestly, none of it would have been possible if it weren't for this forum. I've learned and feel like I've accomplished (or at least have attempted to) a lot in less than a week!

Re: I need some help

Anonymous — Wed, 25 Apr 2012 01:55:14 GMT

Oops! One more question: does anyone know of any websites, etc where I could possibly find the email address or other contact info for the CEO or other exec. I've already searched the forums and couldn't seem to find anything.

Thanks again!

Re: I need some help

Anonymous — Wed, 25 Apr 2012 11:22:09 GMT

Bump

Re: I need some help

Anonymous — Wed, 25 Apr 2012 15:12:17 GMT

One more shameless nudge just in case...

Re: I need some help

Anonymous — Wed, 25 Apr 2012 15:58:25 GMT

From what I understand WFNNB/VS won't have the records for anything after 2 years. Not sure how long it has been since PIF, but you might be able to dispute it unless they can prove they have the info.

Re: I need some help

SGTRobocop — Wed, 25 Apr 2012 16:11:10 GMT

Read "Tactical Training for repairing your credit" post, paragraph 6

And check your PM's

Re: I need some help

Anonymous — Wed, 25 Apr 2012 16:43:22 GMT

@Anonymous wrote:
From what I understand WFNNB/VS won't have the records for anything after 2 years. Not sure how long it has been since PIF, but you might be able to dispute it unless they can prove they have the info.

I PIF last month. It was actually the first time I had been late with them but they sent it off as a charge off anyway - one day after I got sent an email to contact them OR they were going to CO it. That was a Sunday evening. I called by midday on Monday. Oh well. My fault regardless. It's just recent and really suck!

Re: I need some help

Anonymous — Wed, 25 Apr 2012 16:43:50 GMT

@SGTRobocop wrote:
Read "Tactical Training for repairing your credit" post, paragraph 6

And check your PM's

Thanks again! I'll check out that post!

Re: I need some help

SGTRobocop — Wed, 25 Apr 2012 16:46:38 GMT

Your welcome, and good luck!

Re: I need some help

Anonymous — Wed, 25 Apr 2012 16:51:57 GMT

@SGTRobocop wrote:
Your welcome, and good luck!

Thank you. I'm thinking I'm going to need all I can get. They seem to be difficult to get any kind of GW adjustment!

Re: I need some help

Anonymous — Thu, 26 Apr 2012 02:40:07 GMT

Still can't find any emails for the WFNNB execs...Any other suggestions?