topic Re: Feeling SUPER defeated.. in Rebuilding Your Credit

Feeling SUPER defeated..

AshCas — Thu, 24 May 2012 16:59:55 GMT

I have been trying for weeks to get Asset Acceptance to delete. I've sent GW's to pretty much everyone in the company. I guess all the higher up's forward GW requests to the same department, because everytime I send one, the same woman replies....and she refuses to delete. This is one of the last two baddies on my report, and it looks like I'm stuck with it until 2014...

She actually seems pretty annoyed with me at this point...

Re: Feeling SUPER defeated..

2NE1 — Thu, 24 May 2012 17:17:52 GMT

hahaha, since she's feeling annoyed, I'd say this is THE best time to keep going at it! she'll eventually give in! don't you dare stop now!!!

Re: Feeling SUPER defeated..

howiez28 — Thu, 24 May 2012 18:32:21 GMT

@2NE1 wrote:
hahaha, since she's feeling annoyed, I'd say this is THE best time to keep going at it! she'll eventually give in! don't you dare stop now!!!

Get her to the point where she just wants to stop hearing from you

BTW, I have them on my CR too. They sure are a pain to deal with.

Re: Feeling SUPER defeated..

bbrannan — Thu, 24 May 2012 21:09:30 GMT

Don't give up now!!! I am paying mine off with them this week and will be sending my first (of MANY) GW to those email addresses you provided me. We can double team her and wear her down! ha Before you know it, she will be MORE than willing to delete just to stop hearing from us!!

Re: Feeling SUPER defeated..

RobertEG — Thu, 24 May 2012 21:18:04 GMT

Personally, I would try to get the name of a management official above her level, and appeal directly to him/her.

Perhaps someone can PM a contact for your use.

Re: Feeling SUPER defeated..

JohnPTEX — Thu, 24 May 2012 21:18:44 GMT

It's rough - I have one that just won't budge - I took a week off and then hit it hard again - who knows what could happen - someone else comes in because that employee is sick - or that employee is fired and a new ones takes his/her place - or that person changes his/her mind in a moment of compassion - all it takes is one factor and BAM! it's off - you just have to keep moving forward and learning from the past

Re: Feeling SUPER defeated..

calihlove75 — Thu, 24 May 2012 21:45:47 GMT

Don't give up now. Let her be annoyed and maybe she will delete just to shut you up!!! What do you have to lose?

Re: Feeling SUPER defeated..

bbrannan — Sat, 26 May 2012 03:47:38 GMT

AshCas, have you had any luck with them yet? I finally managed to get those accounts paid off and have started sending GW emails to all 3 of those emails addresses that you shared with me. One email to each of them each day. Either they will eventually get tired of deleteing my emails and delete the accounts instead or they will block my email address. Either way, at least I have to try...I will let you know if I have any luck at all and which email was successful. Good luck!

Re: Feeling SUPER defeated..

annielorie — Sat, 26 May 2012 04:04:28 GMT

WHy not try reverse collection call everyday at 8:01 A.M. and at quarter to 5:00 ( and don't forget right after lunch at about one p.m.)After a week she'll delete, she has other work to do!!

Re: Feeling SUPER defeated..

bbrannan — Sat, 26 May 2012 04:19:50 GMT

haha AWESOME idea!!

Re: Feeling SUPER defeated..

Anonymous — Sat, 26 May 2012 14:12:18 GMT

Did you settle with Asset Acceptance ? They wont reply to my PFD, they just updated my CR with a dispute comment and never replyed. When I spoke to them about settling they faxed me a letter and it says " will settle the above stated account" . Idk if I like that terminology, I would rather it say " will settle in full" . But they keep saying this is the only letter they can give me, so I passed. Should I settle for this letter or keep PFDing them?

Re: Feeling SUPER defeated..

bbrannan — Sat, 26 May 2012 14:38:51 GMT

Unfortunately I did not pay a settlement, I paid the full amount. But I did that so that it would at least reflect a PAID collection and that should look better in future creditors eyes during a review. They will actually fall off in Sept/Oct of this year anyway - I was just hoping to get it deleted before then. In any case, I am still sending GW emails every day as well as mailing a GW letter to them. So far, no luck but if that changes I will be sure to post! Good luck in your dealings with them!