topic co with capital 1, existing HSBC - what should I expect after merger? in Rebuilding Your Credit https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/co-with-capital-1-existing-HSBC-what-should-I-expect-after/m-p/1419594#M189097 <P>I just realized the 2 have merged. Should I expect them get more agressive w/collection attempts. Can they try force me to combine 2 accounts/debts together? If they offer higher credit limit to combine balances,what wouyld you do??????????????</P> Sat, 26 May 2012 22:05:17 GMT Anonymous 2012-05-26T22:05:17Z co with capital 1, existing HSBC - what should I expect after merger? https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/co-with-capital-1-existing-HSBC-what-should-I-expect-after/m-p/1419594#M189097 <P>I just realized the 2 have merged. Should I expect them get more agressive w/collection attempts. Can they try force me to combine 2 accounts/debts together? If they offer higher credit limit to combine balances,what wouyld you do??????????????</P> Sat, 26 May 2012 22:05:17 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/co-with-capital-1-existing-HSBC-what-should-I-expect-after/m-p/1419594#M189097 Anonymous 2012-05-26T22:05:17Z Re: co with capital 1, existing HSBC - what should I expect after merger? https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/co-with-capital-1-existing-HSBC-what-should-I-expect-after/m-p/1419836#M189121 <P>They won't combine your two accounts. I don't think it is legal for them to do so. Now I think CapOne can take adverse action on&nbsp;your existing account post-merger due to having a CO showing, but I don't think they'd do that. IMO, they are too subprime to do that. There are many, many people in your same situation. Remember, CapOne is also taking over other HSBC-based accounts like Orchard, Best Buy, and other store cards.</P> Sun, 27 May 2012 02:57:39 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/co-with-capital-1-existing-HSBC-what-should-I-expect-after/m-p/1419836#M189121 llecs 2012-05-27T02:57:39Z Re: co with capital 1, existing HSBC - what should I expect after merger? https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/co-with-capital-1-existing-HSBC-what-should-I-expect-after/m-p/1419892#M189125 <P>I asked them to combine the two (HSBC,Cap1) and make one larger credit limit card and they said no.</P> Sun, 27 May 2012 03:38:27 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/co-with-capital-1-existing-HSBC-what-should-I-expect-after/m-p/1419892#M189125 Anonymous 2012-05-27T03:38:27Z Re: co with capital 1, existing HSBC - what should I expect after merger? https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/co-with-capital-1-existing-HSBC-what-should-I-expect-after/m-p/1419912#M189128 <P>Has anyone had a CO from HSBC change to Cap One yet or will those not change over</P><P>?</P> Sun, 27 May 2012 03:54:48 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/co-with-capital-1-existing-HSBC-what-should-I-expect-after/m-p/1419912#M189128 ecrad17 2012-05-27T03:54:48Z