https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Not-sure-what-to-do-ADVICE-PLEASE/m-p/1459688#M193667 <P>I paid a medical collection bill a few months ago. The company was very nice and agreed to delete it from my credit file. I know they did it because it immediately came off of TU and EX, however it is still showing on EQ. I called the CA back and she said the request to delete was submitted to all 3 bureaus at the same time so it is out of their hands.</P><P>&nbsp;</P><P>Would it do any good to call EQ to explain the situation? Surely it doesn't take 2 months to delete the account, the other 2 came off immediately. We are getting ready to apply for a loan and really need this to come off. I don't want to dispute since it is valid, the CA just agreed to delete it.</P> Fri, 22 Jun 2012 19:40:40 GMT Jerroldtrice 2012-06-22T19:40:40Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Not-sure-what-to-do-ADVICE-PLEASE/m-p/1459688#M193667 <P>I paid a medical collection bill a few months ago. The company was very nice and agreed to delete it from my credit file. I know they did it because it immediately came off of TU and EX, however it is still showing on EQ. I called the CA back and she said the request to delete was submitted to all 3 bureaus at the same time so it is out of their hands.</P><P>&nbsp;</P><P>Would it do any good to call EQ to explain the situation? Surely it doesn't take 2 months to delete the account, the other 2 came off immediately. We are getting ready to apply for a loan and really need this to come off. I don't want to dispute since it is valid, the CA just agreed to delete it.</P> Fri, 22 Jun 2012 19:40:40 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Not-sure-what-to-do-ADVICE-PLEASE/m-p/1459688#M193667 Jerroldtrice 2012-06-22T19:40:40Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Not-sure-what-to-do-ADVICE-PLEASE/m-p/1459740#M193669 <P>If you call the CRA, I would limit your inquiry as to ensuring that they have received the reported deletion.</P><P>I would not go into the reason for the deletion, or file a dispute, as deletion based on payment is against their policy.</P><P>Keep it administrative.</P> Fri, 22 Jun 2012 20:24:20 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Not-sure-what-to-do-ADVICE-PLEASE/m-p/1459740#M193669 RobertEG 2012-06-22T20:24:20Z