https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Two-PFD-Collections/m-p/1463540#M194023 @terrie: it was an overdraft from a bank account that rjm collection agency bought.... The collection posted on my EX 3 days ago @frugal: these 2 were my recent ones...i have 2 more collections from 4 yrs ago that am gonna try to pfd Mon, 25 Jun 2012 22:07:54 GMT kobe2012 2012-06-25T22:07:54Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Two-PFD-Collections/m-p/1463282#M193981 One medical collection and RJM acquisitions agreed for PFD! I paid both today and am excited to see them off my reports..... Anyone know how many points should I gain??? If any...... Mon, 25 Jun 2012 19:30:24 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Two-PFD-Collections/m-p/1463282#M193981 kobe2012 2012-06-25T19:30:24Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Two-PFD-Collections/m-p/1463416#M193999 <P>Depends on the date the accounts were opened.</P><P>Are they deleting the entire trade line?</P><P>It could affect your credit history.</P><P>&nbsp;</P><P>I had a $5k charge off from 2007 deleted and it only increased 10 points.</P><P>&nbsp;</P><P>Congrats though!</P> Mon, 25 Jun 2012 20:46:07 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Two-PFD-Collections/m-p/1463416#M193999 Anonymous 2012-06-25T20:46:07Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Two-PFD-Collections/m-p/1463426#M194001 <P>Are these the only 2 on your report?</P> Mon, 25 Jun 2012 20:48:14 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Two-PFD-Collections/m-p/1463426#M194001 Anonymous 2012-06-25T20:48:14Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Two-PFD-Collections/m-p/1463540#M194023 @terrie: it was an overdraft from a bank account that rjm collection agency bought.... The collection posted on my EX 3 days ago @frugal: these 2 were my recent ones...i have 2 more collections from 4 yrs ago that am gonna try to pfd Mon, 25 Jun 2012 22:07:54 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Two-PFD-Collections/m-p/1463540#M194023 kobe2012 2012-06-25T22:07:54Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Two-PFD-Collections/m-p/1476732#M195611 <P>UPDATE: RJM collections finally&nbsp;removed the account off of my EX after I paid them off last week!!!!!&nbsp;no increase in score though....&nbsp;&nbsp;but there were very easy to deal with</P> Wed, 04 Jul 2012 22:17:18 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Two-PFD-Collections/m-p/1476732#M195611 kobe2012 2012-07-04T22:17:18Z