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    <title>topic Re: Sample PFD letter for OC, suggestions? in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sample-PFD-letter-for-OC-suggestions/m-p/1516658#M199707</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/428492"&gt;@CapnCrunch&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;I have never done a PFD or negotiated one. Before CB I did the settle for less CO accts or CAs. I have one last baddie that I would like to approach a PFD. From some of the letters I've seen it's for a CA and not acknowledging the debt. In this case I've spoken with the OC on the phone and thus they are expecting something in writing from me. Does anyone have a sample letter laying around or do you have any suggestions?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thank you&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;A target="_blank" href="https://ficoforums.myfico.com/t5/General-Credit-Topics/Frequently-Requested-Threads/td-p/10675"&gt;Example letters&lt;/A&gt; - PFDs, GWs, DVs, etc.&lt;/P&gt;</description>
    <pubDate>Mon, 30 Jul 2012 21:05:32 GMT</pubDate>
    <dc:creator>MarineVietVet</dc:creator>
    <dc:date>2012-07-30T21:05:32Z</dc:date>
    <item>
      <title>Sample PFD letter for OC, suggestions?</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sample-PFD-letter-for-OC-suggestions/m-p/1515698#M199584</link>
      <description>&lt;P&gt;I have never done a PFD or negotiated one. Before CB I did the settle for less CO accts or CAs. I have one last baddie that I would like to approach a PFD. From some of the letters I've seen it's for a CA and not acknowledging the debt. In this case I've spoken with the OC on the phone and thus they are expecting something in writing from me. Does anyone have a sample letter laying around or do you have any suggestions?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thank you&lt;/P&gt;</description>
      <pubDate>Mon, 30 Jul 2012 02:41:47 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sample-PFD-letter-for-OC-suggestions/m-p/1515698#M199584</guid>
      <dc:creator>CapnCrunch</dc:creator>
      <dc:date>2012-07-30T02:41:47Z</dc:date>
    </item>
    <item>
      <title>Re: Sample PFD letter for OC, suggestions?</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sample-PFD-letter-for-OC-suggestions/m-p/1516658#M199707</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/428492"&gt;@CapnCrunch&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;I have never done a PFD or negotiated one. Before CB I did the settle for less CO accts or CAs. I have one last baddie that I would like to approach a PFD. From some of the letters I've seen it's for a CA and not acknowledging the debt. In this case I've spoken with the OC on the phone and thus they are expecting something in writing from me. Does anyone have a sample letter laying around or do you have any suggestions?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thank you&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;A target="_blank" href="https://ficoforums.myfico.com/t5/General-Credit-Topics/Frequently-Requested-Threads/td-p/10675"&gt;Example letters&lt;/A&gt; - PFDs, GWs, DVs, etc.&lt;/P&gt;</description>
      <pubDate>Mon, 30 Jul 2012 21:05:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Sample-PFD-letter-for-OC-suggestions/m-p/1516658#M199707</guid>
      <dc:creator>MarineVietVet</dc:creator>
      <dc:date>2012-07-30T21:05:32Z</dc:date>
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