topic Medical Collection Question.. in Rebuilding Your Credit

Medical Collection Question..

mzniko — Mon, 06 Aug 2012 19:00:57 GMT

Any ideas on this:

I have a medical collection on my credit report. I just found out that the hospital never did bill my secondary insurance. When I was in the er, the nurse said that they can view my medical insurance by my last name. When I called to dispute the charges they told me that they do have the capabilities to view the insurance by the patients' last name and then proceeded to tell me that I did not have secondary insurance..which of course I told them I did.

Now I have the proof of coverage and dates of coverage. The hospital in question is now trying to make me pay because someone dropped the ball and did not do what they were supposed to. What should I now do with this since I have proof of coverage? Have any ideas? Am I liable for this as the date in question was back in 2008..

Re: Medical Collection Question..

annielorie — Mon, 06 Aug 2012 22:43:56 GMT

You could try writing letter to the supervisor of billing.

Re: Medical Collection Question..

RobertEG — Mon, 06 Aug 2012 23:19:53 GMT

That is the primary purpose of the Fair Credit Billing Act (FCBA).... challenging billing issues.

Disputes over billing issues, unlike disputes under the FCRA, entitle the consumer to documentation in support of the creditor's assertions.

It's a real fact-finding process rather than a yea or nay FCRA dispute verification process.

I would consider challenging the accuracy of billing under the FCBA.

Re: Medical Collection Question..

mzniko — Tue, 07 Aug 2012 04:48:06 GMT

Sorry I posted question in wrong board!!

But thank you all for the responses, I think I will challenge under the FCBA. I will see what information I can find as far as the steps to take to challenge!