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    <title>topic Re: Update on my progess thus far... in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-on-my-progess-thus-far/m-p/1540014#M202020</link>
    <description>&lt;P&gt;Congrats!!&lt;/P&gt;</description>
    <pubDate>Tue, 14 Aug 2012 17:14:42 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2012-08-14T17:14:42Z</dc:date>
    <item>
      <title>Update on my progess thus far...</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-on-my-progess-thus-far/m-p/1539624#M201987</link>
      <description>&lt;P&gt;I just wanted to give words of encouragment&amp;nbsp; those who are working on cleaning up their credit:&amp;nbsp; KEEP IT UP!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I've wanted to give up so many times but I didn't.&amp;nbsp; Sometimes it takes awhile and sometimes it doesn't (depending on your situation) but in the end... it's worth it.&amp;nbsp; My credit scores are high enough to qualify as a co-borrower with my husband (who has excellent credit) for a mortgage now.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I've gotten 8 collections paid and removed...all from 2006; a CO settled/paid off but not removed (but it DID increase my score, not lowered it). I have one $117 collection on my Ex still that had agreed to a PFD and was supposed send a letter stating as such but I got a bill instead (will NOT pay them until they send the correct letter). Still working on that one.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;DON'T GIVE UP!!!!!&amp;nbsp; YOU CAN DO IT!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thank you to those who've helped me in my "Operation: clean credit" endeavor and have posted awesome help and guidance threads. &amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 14 Aug 2012 14:19:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-on-my-progess-thus-far/m-p/1539624#M201987</guid>
      <dc:creator>LALALISA</dc:creator>
      <dc:date>2012-08-14T14:19:43Z</dc:date>
    </item>
    <item>
      <title>Re: Update on my progess thus far...</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-on-my-progess-thus-far/m-p/1539998#M202015</link>
      <description>&lt;P&gt;Congrats! That is great progress. Gives hope to those like me who are just starting to work on improving our credit ratings.&lt;/P&gt;</description>
      <pubDate>Tue, 14 Aug 2012 17:11:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-on-my-progess-thus-far/m-p/1539998#M202015</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-08-14T17:11:21Z</dc:date>
    </item>
    <item>
      <title>Re: Update on my progess thus far...</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-on-my-progess-thus-far/m-p/1540014#M202020</link>
      <description>&lt;P&gt;Congrats!!&lt;/P&gt;</description>
      <pubDate>Tue, 14 Aug 2012 17:14:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-on-my-progess-thus-far/m-p/1540014#M202020</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-08-14T17:14:42Z</dc:date>
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