topic Impact of neg acct deletion, and GW Help please in Rebuilding Your Credit

Impact of neg acct deletion, and GW Help please

jwills1218 — Wed, 15 Aug 2012 03:17:11 GMT

I'm currently at 610. I have 8 neg accounts from 2008.

What will the impact be of a deleted account? Over the last 11 years i have 29 accounts with 7 auto loans in there.

1. Chase 30 day late, 2008 *Sent GW*

2. Paypal 30 day late, 60 day late 2008 (Looking for GW info)

3. Barlacys 30 day late (2 times, 2008) (Looking for GW info)

4. Auto loan for 30,60,90 then redeemed repo. 2008 (Paid off in full) (Called but no luck, anyone have GW info?)

5. WFNNB 30 day late 2006 (can't remember what store this card was) (Need GW INFO)

6. Other WFNNB (4) 30 day late, (4) 60 day, (1) 90 day then payoff (Roomstore card) (Need GW Info)

7. Merrick Bank 30 day late 2008 (Only active card of these baddies) (Called, and the suggusted I write a letter)

8. HSBC 2008, one 30 day late. Disputing late charge w/eq per over posters suggestions.

If anyone has these goodwill addresses i'd greatly appreciate it. I emailed chase and got an email back today and I'll be giving them a call.

Re: Impact of neg acct deletion, and GW Help please

jwills1218 — Wed, 15 Aug 2012 15:59:23 GMT

Update: Spoke with someone at Chase today and she is going to review my account and get back to me in 1-2 business days. She was very polite and understanding. I just told her the reasons why i was late, acknowledged that it wasn't their problem and expressed my gratitude that she'd take the time to consider my request.

Now.. If Only I could get some of these others.. The snail mail hasn't worked yet.

Re: Impact of neg acct deletion, and GW Help please

jwills1218 — Wed, 15 Aug 2012 18:47:07 GMT

Sending out another round of snail mail GW's.

Re: Impact of neg acct deletion, and GW Help please

Anonymous — Tue, 13 Aug 2013 04:55:53 GMT

did chase remove late payment?

Re: Impact of neg acct deletion, and GW Help please

jwills1218 — Tue, 13 Aug 2013 05:12:00 GMT

Yes, they did!!

Re: Impact of neg acct deletion, and GW Help please

Shokk — Tue, 13 Aug 2013 14:42:20 GMT

How did you contact Chase? Did they reply to snail mail or email? Would love whatever contact info you used for Chase if you don't mind sending me a PM. I've tried emails and yet to receive a response.

Thanks in advance.

Re: Impact of neg acct deletion, and GW Help please

Anonymous — Tue, 13 Aug 2013 22:56:52 GMT

my good friends is a supervisor at a branch ive been getting him to even try after I called. But if BOA will do a 90 day late chase has got to do a 30 day for me. trick is execs or vp or big whigs. dont even bother with the call center robots.

let me know in PM hte contact info as well please