https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/What-s-the-difference/m-p/1547798#M202810 <P>And I'll add that the date on your CRs means absolutely nothing per scoring, though FICO will look at the individual lates and the placement of those lates.</P> Sun, 19 Aug 2012 21:43:18 GMT llecs 2012-08-19T21:43:18Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/What-s-the-difference/m-p/1547028#M202766 What is thre difference between the "date of first delinquency" and "date of first major delinquency"? Sun, 19 Aug 2012 04:32:27 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/What-s-the-difference/m-p/1547028#M202766 Anonymous 2012-08-19T04:32:27Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/What-s-the-difference/m-p/1547152#M202779 30-60 days late is minor compared to 90+ days which can be viewed as bad as a bankruptcy. At least that's what I read somewhere. Sun, 19 Aug 2012 12:13:29 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/What-s-the-difference/m-p/1547152#M202779 Azumi1 2012-08-19T12:13:29Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/What-s-the-difference/m-p/1547798#M202810 <P>And I'll add that the date on your CRs means absolutely nothing per scoring, though FICO will look at the individual lates and the placement of those lates.</P> Sun, 19 Aug 2012 21:43:18 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/What-s-the-difference/m-p/1547798#M202810 llecs 2012-08-19T21:43:18Z