Collection Accounts

Anonymous — Wed, 29 Aug 2012 04:50:05 GMT

Hey Everyone,

I am aware that companies are allowed to keep a collection on your credit file for 7 years but does anyone know of a way to get a collection off your report faster than that? I look forward to your reply.

Thanks

Re: Collection Accounts

llecs — Wed, 29 Aug 2012 13:41:57 GMT

Welcome to the forums!

I'd suggest reading the following:

Common Abbreviations

Credit Scoring 101 - great for knowing what is in your credit score and to see how your score is impacted.

What Steps Do I Take - great for learning the repair process.

and Example letters - PFDs, GWs, DVs, etc.

If paid, you can ask the CA to delete early via a GW letter.

If unpaid, you can ask the CA to delete in exchange for paying the debt off.

There are example letters in the link above.

topic Collection Accounts in Rebuilding Your Credit

Collection Accounts

Re: Collection Accounts