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    <title>topic Is there a way to remove a late payment in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Is-there-a-way-to-remove-a-late-payment/m-p/1585458#M206944</link>
    <description>&lt;P&gt;I made the last paymet on my car late due to cash flow issues; I own my own business.&amp;nbsp; I was overjoyed when the title arrived but depressed when within&amp;nbsp; days my fico score dropped 71 points.&amp;nbsp; Any advice is appreciated, I can not apply for school loans with a fico score of 558.&lt;/P&gt;</description>
    <pubDate>Wed, 12 Sep 2012 01:08:40 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2012-09-12T01:08:40Z</dc:date>
    <item>
      <title>Is there a way to remove a late payment</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Is-there-a-way-to-remove-a-late-payment/m-p/1585458#M206944</link>
      <description>&lt;P&gt;I made the last paymet on my car late due to cash flow issues; I own my own business.&amp;nbsp; I was overjoyed when the title arrived but depressed when within&amp;nbsp; days my fico score dropped 71 points.&amp;nbsp; Any advice is appreciated, I can not apply for school loans with a fico score of 558.&lt;/P&gt;</description>
      <pubDate>Wed, 12 Sep 2012 01:08:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Is-there-a-way-to-remove-a-late-payment/m-p/1585458#M206944</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-09-12T01:08:40Z</dc:date>
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    <item>
      <title>Re: Is there a way to remove a late payment</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Is-there-a-way-to-remove-a-late-payment/m-p/1585782#M206981</link>
      <description>&lt;P&gt;Send a GW for the late.&amp;nbsp;&amp;nbsp; Good Luck.&lt;/P&gt;</description>
      <pubDate>Wed, 12 Sep 2012 03:50:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Is-there-a-way-to-remove-a-late-payment/m-p/1585782#M206981</guid>
      <dc:creator>Shogun</dc:creator>
      <dc:date>2012-09-12T03:50:51Z</dc:date>
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    <item>
      <title>Re: Is there a way to remove a late payment</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Is-there-a-way-to-remove-a-late-payment/m-p/1585902#M206993</link>
      <description>Why does your credit score matter? School loans are based on need....</description>
      <pubDate>Wed, 12 Sep 2012 10:19:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Is-there-a-way-to-remove-a-late-payment/m-p/1585902#M206993</guid>
      <dc:creator>XxRaVeNxX</dc:creator>
      <dc:date>2012-09-12T10:19:02Z</dc:date>
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