https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Does-quot-Date-Reported-quot-impact-your-score/m-p/1625858#M210733 <P>Nope, just updated. &nbsp;Nothing changes. &nbsp;It doesn't matter when it's updated.</P> Thu, 04 Oct 2012 23:52:00 GMT Shogun 2012-10-04T23:52:00Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Does-quot-Date-Reported-quot-impact-your-score/m-p/1625802#M210727 <P>I understand that it is a violation of FCRA for a creditor to continue to report regularly a debt discharged through BK. &nbsp; I went over my report again and found just one - Target - that was discharged in 2006, still reporting monthly. &nbsp;Although it says 0 balance, and status is discharged through BK, and the date of status is 5/2006. &nbsp;However, under last reported, it says 9/2012. &nbsp;&nbsp;</P><P>&nbsp;</P><P>Does this have any impact on my score? &nbsp;If it does, then I want to notify them that they are to cease and desist reporting this monthly. &nbsp;If not, then I won't bother.</P> Thu, 04 Oct 2012 23:13:05 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Does-quot-Date-Reported-quot-impact-your-score/m-p/1625802#M210727 diabla 2012-10-04T23:13:05Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Does-quot-Date-Reported-quot-impact-your-score/m-p/1625858#M210733 <P>Nope, just updated. &nbsp;Nothing changes. &nbsp;It doesn't matter when it's updated.</P> Thu, 04 Oct 2012 23:52:00 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Does-quot-Date-Reported-quot-impact-your-score/m-p/1625858#M210733 Shogun 2012-10-04T23:52:00Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Does-quot-Date-Reported-quot-impact-your-score/m-p/1625884#M210735 <P>Okay, thanks! &nbsp;I won't bother it then.</P> Fri, 05 Oct 2012 00:06:42 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Does-quot-Date-Reported-quot-impact-your-score/m-p/1625884#M210735 diabla 2012-10-05T00:06:42Z