topic Re: quick RJM question in Rebuilding Your Credit

quick RJM question

novabama — Tue, 18 Sep 2012 03:08:31 GMT

I see a lot of people have had easy PFD success with RJM. Everyone I have seen though has settled for about 50%.

This is very old and WAAAY out of SOL so I refuse to pay 50, because that's more than my high balance ever was in the 1st place. (they already sent me 50% settle offer)

What did you settle for, % or amount vs total...?!

TIA!

Re: quick RJM question

Shogun — Tue, 18 Sep 2012 03:49:13 GMT

Offer 20%, see what they say. Anything they get is basically profit.

Re: quick RJM question

novabama — Tue, 18 Sep 2012 03:52:40 GMT

You are like super poster, Shogun.

I actually decided (right after that post) that I would send them a PFD offer for $80, so I faxed it over. Wish I could find an email addy! I submitted a BBB complaint re them, however I don't think that'll pan out and I'm just impatient. I'd rather pay 80 bucks for a debt I do owe and get it off. Hopefully they will accept, I will let yall know if I hear back!

Others: if you had a low % success I'd still like to know!

Re: quick RJM question

Shogun — Tue, 18 Sep 2012 04:26:01 GMT

I've had as low as 20% on a couple of really old ones. It was just to get rid of it, even though it would fall off the CR they can bounce it from one to another and still annoy you. This way I got rid of it completely.

Re: quick RJM question

Zach76 — Sat, 13 Oct 2012 15:50:15 GMT

I had them accept about 20% on a debt that was a couple of years past the SOL for collection.

Re: quick RJM question

novabama — Sat, 13 Oct 2012 16:14:48 GMT

Thanks, I got them to agree to PFD for $150!