topic Re: ERC Collection in Rebuilding Your Credit

ERC Collection

Anonymous — Wed, 24 Oct 2012 22:22:46 GMT

I got a collection on my credit report that shows as closed on one report and opened in another. This collection was settled less than amount owed a few months back.

Should I try to dispute with Experian?

Re: ERC Collection

Anonymous — Wed, 24 Oct 2012 22:29:16 GMT

Yes, dispute them online as no longer liable. They will delete.

Re: ERC Collection

Shogun — Wed, 24 Oct 2012 22:34:08 GMT

Have you tried a direct dispute with the creditor?

Re: ERC Collection

Anonymous — Wed, 24 Oct 2012 23:39:30 GMT

@Shogun wrote:
Have you tried a direct dispute with the creditor?

Nope. How would I do that and do you think I could since I settled for less?

Re: ERC Collection

Anonymous — Wed, 24 Oct 2012 23:40:52 GMT

Another weird thing is it's not showing up as a collection for Transunion, but it's showing up as an open account.