topic Re: EOS-CCA HELP!!!! in Rebuilding Your Credit

EOS-CCA HELP!!!!

Shinoga — Sun, 07 Oct 2012 03:29:13 GMT

Hello,

I have an old AT&T cell phone bill trying to be collected by EOS-CCA, I sent them a DV letter and they responded 3 months later with a copy of my at&t bill reflecting the balance owed, this cell phone account was back in 10/2007....What steps should I take now , I tried looking up SOL's on cell phone bills are 2 yerars..I live in Illinois and they are the only major hurdle from me getting my home loan. Any help would be appreciated!!

Re: EOS-CCA HELP!!!!

Shogun — Sun, 07 Oct 2012 03:46:16 GMT

I would suggest sending a PFD.

Re: EOS-CCA HELP!!!!

rckstrscott — Sun, 07 Oct 2012 05:20:19 GMT

@Shinoga wrote:
Hello,

I have an old AT&T cell phone bill trying to be collected by EOS-CCA, I sent them a DV letter and they responded 3 months later with a copy of my at&t bill reflecting the balance owed, this cell phone account was back in 10/2007....What steps should I take now , I tried looking up SOL's on cell phone bills are 2 yerars..I live in Illinois and they are the only major hurdle from me getting my home loan. Any help would be appreciated!!

Check your PMs; I sent you information..

And yeah, as shogun said, PFD.. and use the email addys I sent you

-scott

Re: EOS-CCA HELP!!!!

Shinoga — Sun, 07 Oct 2012 16:23:30 GMT

ok will do..thank you

Re: EOS-CCA HELP!!!!

windupbird — Sun, 07 Oct 2012 21:31:45 GMT

Can someone please PM me the EOS-CCA info....many thanks!

Re: EOS-CCA HELP!!!!

windupbird — Mon, 08 Oct 2012 20:48:34 GMT

Hello, can someone please PM me the contact info? Many thanks!

Re: EOS-CCA HELP!!!!

Shinoga — Fri, 12 Oct 2012 19:20:23 GMT

Thank you so much for your help. I received a response at 7:00 am the following day after I sent them an email that they closed the account and will delete all tradelines.4 days later I checked my CR, they are now deleted and got a 20 point jump!!!

Re: EOS-CCA HELP!!!!

Shogun — Fri, 12 Oct 2012 20:11:50 GMT

Awesome outcome. Congrats!!!

Re: EOS-CCA HELP!!!!

lsjohns00 — Fri, 12 Oct 2012 22:55:16 GMT

Hello,

Can you please pm me as well. I have a collection that just hit for a AT&T bill from my ex wife back in 2008.

thank you

Re: EOS-CCA HELP!!!!

rckstrscott — Sat, 13 Oct 2012 03:20:33 GMT

@lsjohns00 wrote:
Hello,

Can you please pm me as well. I have a collection that just hit for a AT&T bill from my ex wife back in 2008.

thank you

Sent!

-scott

Re: EOS-CCA HELP!!!!

Anonymous — Sat, 13 Oct 2012 23:04:48 GMT

Hiii!! This CA just posted to my CR today. Can I have the email? Do I ask them to delete or dv?

Re: EOS-CCA HELP!!!!

karnitia — Sun, 14 Oct 2012 21:26:58 GMT

Hi! I have the exact same question ^^^^^. Can I have the email as well? And are you guys pfd or asking to delete period? I have no idea what its for either.

Re: EOS-CCA HELP!!!!

ryguy — Mon, 15 Oct 2012 12:22:16 GMT

Currently I am in the process of having a house built. All of a sudden a credit was placed on me from EOS CCA for an Att account. This account was from 4 years ago and I paid the final bill but don't have time to dispute it, due to the final credit pull on my new home is going to be at the beginning of December. I'm in desperate need of help to get this removed, I don't care if I have to pay it again as I have too much money tied up in the new house to risk it. Can someone please help me get contact information to get this removed off of my report?

Re: EOS-CCA HELP!!!!

rckstrscott — Mon, 15 Oct 2012 14:54:22 GMT

@ryguy wrote:
Currently I am in the process of having a house built. All of a sudden a credit was placed on me from EOS CCA for an Att account. This account was from 4 years ago and I paid the final bill but don't have time to dispute it, due to the final credit pull on my new home is going to be at the beginning of December. I'm in desperate need of help to get this removed, I don't care if I have to pay it again as I have too much money tied up in the new house to risk it. Can someone please help me get contact information to get this removed off of my report?

Sent!

-scott

Re: EOS-CCA HELP!!!!

Anonymous — Mon, 15 Oct 2012 20:51:38 GMT

Can I get the email as well, it would be greatly appreciated, Thanks

Re: EOS-CCA HELP!!!!

Anonymous — Tue, 16 Oct 2012 06:35:39 GMT

Would you be so kind as to send me the information as well? They just placed information on my credit report today and I have no idea what it is for. Thank you.

Re: EOS-CCA HELP!!!!

Anonymous — Tue, 16 Oct 2012 11:42:56 GMT

Hello there,

I have the same problem with EOS can you please send me the information too?? At&T just popped up on my EQ report and I need information on how to get rid of it ASAP. Please HELP!!!!!

Does anyone have any sample letters/e-mai

Re: EOS-CCA HELP!!!!

Anonymous — Tue, 16 Oct 2012 11:44:06 GMT

Hi All,

Can you please pm me too?? I have a collection that just appeared for an AT&T bill from from 2009.

thank you

Re: EOS-CCA HELP!!!!

Anonymous — Tue, 16 Oct 2012 15:34:54 GMT

Hi,

I have EOS/CCA pop up on my Experian Report from back in 2007. I live in MN and the statute of limitation is 6yrs. The debt is for QWEST(Centurylink) in Iowa and Since I moved, I never got the letter. Now it is on the credit report. I have not sent a Debt Validation Letter. Please help. Can you PM me the details to take care of this. Any help is appreciated.

Thanks

Re: EOS-CCA HELP!!!!

llecs — Tue, 16 Oct 2012 15:06:22 GMT

Welcome to the forums!

I'd suggest reading the following:

Common Abbreviations

Credit Scoring 101 - great for knowing what is in your credit score and to see how your score is impacted.

What Steps Do I Take - great for learning the repair process.

and Example letters - PFDs, GWs, DVs, etc.