https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/West-Bay-Acquisition-bleep/m-p/1668024#M214887 <P>Send them a C&amp;D letter and contact your states AG</P> Sun, 28 Oct 2012 03:21:58 GMT beb86 2012-10-28T03:21:58Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/West-Bay-Acquisition-bleep/m-p/1667924#M214879 Has anyone had any dealings with this CA... They appear on my CR from all 3 CRA.. Claiming I owe 120 to Columbia House. I haven't had a Columbia House account since '03. I disputed and it came back verified. They show a recent payment of 37.60 and show the date opened as 9/11. I have filed complaint with BBB FTC they respond back with a typed list of apparent DVDs that I purchased. I called Columbia House and they have no record of this or me for that matter. Sent several DV letters most returned as wrong address but the ones not returned haven't been answered. I can not get them off my report and this is definitely not my account. Any suggestions?? Any advice would help Sun, 28 Oct 2012 02:07:55 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/West-Bay-Acquisition-bleep/m-p/1667924#M214879 sanchez1278 2012-10-28T02:07:55Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/West-Bay-Acquisition-bleep/m-p/1668012#M214886 <P>You're not going to get anywhere using the normal channels with this CA.&nbsp; They are a bottom feeder predatory business.&nbsp; They don't adhere to the rules.&nbsp; You will need to be agressive with the CRAs.&nbsp;</P> Sun, 28 Oct 2012 03:12:30 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/West-Bay-Acquisition-bleep/m-p/1668012#M214886 Shogun 2012-10-28T03:12:30Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/West-Bay-Acquisition-bleep/m-p/1668024#M214887 <P>Send them a C&amp;D letter and contact your states AG</P> Sun, 28 Oct 2012 03:21:58 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/West-Bay-Acquisition-bleep/m-p/1668024#M214887 beb86 2012-10-28T03:21:58Z