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    <title>topic Re: Your Input Needed..Collection Account in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Your-Input-Needed-Collection-Account/m-p/1760098#M224981</link>
    <description>&lt;P&gt;01/2015 &amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;7 years + 180 days from the DOFD&lt;/P&gt;</description>
    <pubDate>Thu, 20 Dec 2012 16:37:52 GMT</pubDate>
    <dc:creator>Shogun</dc:creator>
    <dc:date>2012-12-20T16:37:52Z</dc:date>
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      <title>Your Input Needed..Collection Account</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Your-Input-Needed-Collection-Account/m-p/1760084#M224979</link>
      <description>&lt;TABLE border="0" cellspacing="0" cellpadding="2"&gt;&lt;TBODY&gt;&lt;TR&gt;&lt;TD&gt;Date of First Delinquency:&lt;/TD&gt;&lt;TD&gt;07/2007&amp;nbsp;&lt;/TD&gt;&lt;/TR&gt;&lt;/TBODY&gt;&lt;/TABLE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#ff0000" size="3"&gt;How should I calculate the drop off date? Thank you in advance.&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 20 Dec 2012 16:32:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Your-Input-Needed-Collection-Account/m-p/1760084#M224979</guid>
      <dc:creator>Supermommy</dc:creator>
      <dc:date>2012-12-20T16:32:06Z</dc:date>
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    <item>
      <title>Re: Your Input Needed..Collection Account</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Your-Input-Needed-Collection-Account/m-p/1760098#M224981</link>
      <description>&lt;P&gt;01/2015 &amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;7 years + 180 days from the DOFD&lt;/P&gt;</description>
      <pubDate>Thu, 20 Dec 2012 16:37:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Your-Input-Needed-Collection-Account/m-p/1760098#M224981</guid>
      <dc:creator>Shogun</dc:creator>
      <dc:date>2012-12-20T16:37:52Z</dc:date>
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