https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Check-it-out/m-p/1761092#M225106 <P>Ive gotten&nbsp;5 collections deleted amd 3 late payments deleted. Only think left is one late payment and a paid state tax lien that im not even gonna try to do anything with. I know ive been incredibly lucky cause most of the CA's ive dealt with have been the easy ones.</P> Fri, 21 Dec 2012 02:32:33 GMT Anonymous 2012-12-21T02:32:33Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Check-it-out/m-p/1760972#M225092 <P>11-30 EQ 566</P><P>12-13 EQ 599</P><P>12-20 EQ 644</P><P>&nbsp;</P><P>20 days 78 points. Im kinda in shock things have just gone so smoothly with everything. Im still sittin at about 90% with the cc utilization cant wait to get that down. The latest 45 point increase was due to first premier takin 3 lates off a account i closed with them. Once again i owe it all to you guys Thanks so much.</P> Fri, 21 Dec 2012 01:30:11 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Check-it-out/m-p/1760972#M225092 Anonymous 2012-12-21T01:30:11Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Check-it-out/m-p/1761060#M225101 <P>WOW! Thats great. congrats.&nbsp;</P><P>&nbsp;</P><P>Keep it up!&nbsp;</P> Fri, 21 Dec 2012 02:21:50 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Check-it-out/m-p/1761060#M225101 NewbieReed 2012-12-21T02:21:50Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Check-it-out/m-p/1761062#M225102 <P>What did it look like before? Any collections or chargeoffs? What did you get deleted, if anything?&nbsp;</P> Fri, 21 Dec 2012 02:23:08 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Check-it-out/m-p/1761062#M225102 dannyb407 2012-12-21T02:23:08Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Check-it-out/m-p/1761092#M225106 <P>Ive gotten&nbsp;5 collections deleted amd 3 late payments deleted. Only think left is one late payment and a paid state tax lien that im not even gonna try to do anything with. I know ive been incredibly lucky cause most of the CA's ive dealt with have been the easy ones.</P> Fri, 21 Dec 2012 02:32:33 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Check-it-out/m-p/1761092#M225106 Anonymous 2012-12-21T02:32:33Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Check-it-out/m-p/1761182#M225119 That's great Congrats! My score jumped about 40 points when I brought my util down from 80% to 30%, you should see another nice jump when you bring yours down! <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /> Fri, 21 Dec 2012 03:39:41 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Check-it-out/m-p/1761182#M225119 Epcot 2012-12-21T03:39:41Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Check-it-out/m-p/1761364#M225130 <P>Don't stop now, you're on a roll!</P> Fri, 21 Dec 2012 07:05:06 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Check-it-out/m-p/1761364#M225130 Shogun 2012-12-21T07:05:06Z