Potential Problem Lurking

Anonymous — Fri, 28 Dec 2012 21:22:39 GMT

Hi Everyone,

I've been working very hard for the past 6 years to get my credit into excellent shape and will be buying my first home next year. Unfortunately, when I got back from vacation today, something terrible happened. My heart sunk when I opened a letter from a CA stating I owed over $200 to their client. (even worse, it's for a service I don't use anymore!) After catching up on all of my VMs, there were 2 messages from the CA too. At first, I thought it was a mistake, but after checking my records, it appears I'm on the hook for the amount owed every year unless I carry out a series of steps to cancel the service.

I've searched this forum for over 2 hours trying to figure out the best thing to do. The CA still hasn't reported as of this afternoon. Their dunning letter was dated 12/6. Can anyone suggest the best way to handle this so it doesn't show up on my file? I can PIF immediately. Should I contact the OC and try to get them to pull it back? (I moved, so I didin't receive this year's invoice and simply forgot about it). Should I do a DV with the CA even though I know it's likely valid?

TIA for any insight!

Giants Fan

Re: Potential Problem Lurking

Shogun — Fri, 28 Dec 2012 21:58:57 GMT

You can send a modified PFD to word if you PIF they won't report.

topic Potential Problem Lurking in Rebuilding Your Credit

Potential Problem Lurking

Re: Potential Problem Lurking