topic Re: PFD Score increase? in Rebuilding Your Credit

PFD Score increase?

Anonymous — Thu, 10 Jan 2013 00:08:54 GMT

What's the potential score increase for getting a newer collection removed?

Re: PFD Score increase?

llecs — Thu, 10 Jan 2013 00:14:49 GMT

Good.

Re: PFD Score increase?

Anonymous — Thu, 10 Jan 2013 00:53:17 GMT

I'm looking for a potential number range.

This is the last Collection on my EQ report.

Re: PFD Score increase?

Shogun — Thu, 10 Jan 2013 01:00:39 GMT

You say this is the last collection, but is there anything else on there to make your CR dirty? Lates, liens, judgements, BK? If it's your last baddie, and this will make your report clean, and you have good positive TLs, then there's a good chance you will see a good bump. Without knowing what your CR looks like, we can't give you a good estimate.

Re: PFD Score increase?

Anonymous — Thu, 10 Jan 2013 03:34:16 GMT

I have:

- a c/o from over 5 years ago (Settled in full)

- cc lates (1-3 recent depending on the report) <none from the last year>

-90 late on a student loan (they refuse to delete even after backdating)

- A paid C/O private student loan from 2 years ago

AND

-this collection on my EQ (last of the 15 I had in March)