https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/NEEDING-HELP/m-p/1830391#M232301 <P>HI!!! I HAVE A OLD HOSPITAL BILL THAT WAS&nbsp; SENT TO a collection agency..&nbsp; AN I GOT IN CONTACT WITH THE BILLING WITH THE HOSPITAL&nbsp; AN ASKED ABOUT CLEARING UP THE DEPT .. AN I WAS TOLD THAT THE DEPT WOULD BE REMOVED FROM COLLECTION&nbsp;WITH THE COLLECTION&nbsp; AGENCY. SO WOULD THAT BE POSITIVE 4 ME ARE SHOULD I BE ASKING FOR PFD? SO WOULD THAT BE POSITIVE TOWARDS MY CREDIT SCORE ARE IS IT STILL GOING 2 STAY POSTED ON MY CREDIT REPORT AS A DEPT PAID? JUST NEEDING&nbsp; HELP BEFORE I MAKE THE PAYMENT!!!!!</P> Thu, 24 Jan 2013 04:08:16 GMT Southerndude 2013-01-24T04:08:16Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/NEEDING-HELP/m-p/1830391#M232301 <P>HI!!! I HAVE A OLD HOSPITAL BILL THAT WAS&nbsp; SENT TO a collection agency..&nbsp; AN I GOT IN CONTACT WITH THE BILLING WITH THE HOSPITAL&nbsp; AN ASKED ABOUT CLEARING UP THE DEPT .. AN I WAS TOLD THAT THE DEPT WOULD BE REMOVED FROM COLLECTION&nbsp;WITH THE COLLECTION&nbsp; AGENCY. SO WOULD THAT BE POSITIVE 4 ME ARE SHOULD I BE ASKING FOR PFD? SO WOULD THAT BE POSITIVE TOWARDS MY CREDIT SCORE ARE IS IT STILL GOING 2 STAY POSTED ON MY CREDIT REPORT AS A DEPT PAID? JUST NEEDING&nbsp; HELP BEFORE I MAKE THE PAYMENT!!!!!</P> Thu, 24 Jan 2013 04:08:16 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/NEEDING-HELP/m-p/1830391#M232301 Southerndude 2013-01-24T04:08:16Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/NEEDING-HELP/m-p/1830677#M232302 <P>You'd want to ask for a PFD in writing from the CA. While some OCs can pull a debt back from the CA, others promise to but don't and the end result is a paid collection reporting. Per FICO scoring, it doesn't matter if you owe $0 or $10,000, the damage is equal.</P> Thu, 24 Jan 2013 06:25:05 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/NEEDING-HELP/m-p/1830677#M232302 llecs 2013-01-24T06:25:05Z