https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Need-some-help/m-p/1849773#M234695 <P>I would just do the PFDs since that is what your main objective is, to have them removed.&nbsp; Just regular mail would be ok.</P><P>&nbsp;</P><P>If you doubt the validity of any of them you can send a DV first then if they validate, send a PFD.</P> Sat, 02 Feb 2013 17:36:22 GMT Anonymous 2013-02-02T17:36:22Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Need-some-help/m-p/1849755#M234692 <P>I will have my taxes on the 6th and between me and my finacee we have plenty of CA's that we'll have the money for all the ones under $1000. My question is do I need to send PFD for them all or just pay and send a GW? When I send a PFD do I need to send it certified mail?&nbsp;</P> Sat, 02 Feb 2013 17:31:15 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Need-some-help/m-p/1849755#M234692 Anonymous 2013-02-02T17:31:15Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Need-some-help/m-p/1849769#M234694 <P>I would start with the PFD's and then if they didn't work after a few tries or so, then I would pay and go the GW route. &nbsp;No, I would not send a PFD CMRRR, it's a type of GW and would have no affect. &nbsp;They don't have to respond to one, so there's no reason to have to follow it that way.</P> Sat, 02 Feb 2013 17:35:19 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Need-some-help/m-p/1849769#M234694 Shogun 2013-02-02T17:35:19Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Need-some-help/m-p/1849773#M234695 <P>I would just do the PFDs since that is what your main objective is, to have them removed.&nbsp; Just regular mail would be ok.</P><P>&nbsp;</P><P>If you doubt the validity of any of them you can send a DV first then if they validate, send a PFD.</P> Sat, 02 Feb 2013 17:36:22 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Need-some-help/m-p/1849773#M234695 Anonymous 2013-02-02T17:36:22Z