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    <title>topic Positive changes in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Positive-changes/m-p/1870153#M237052</link>
    <description>&lt;P&gt;Hunter Warfield has responded to my goodwill letter to remove a collection and mow I've been approved for a US Bank secured card! Cap1 denied me recently, probably because I have a collection with them that I'll be paying at the end of February.&lt;/P&gt;&lt;P&gt;I really think I'm finally going to be able to rebuild my credit!!! Yay!!!&lt;/P&gt;</description>
    <pubDate>Mon, 11 Feb 2013 22:54:18 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2013-02-11T22:54:18Z</dc:date>
    <item>
      <title>Positive changes</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Positive-changes/m-p/1870153#M237052</link>
      <description>&lt;P&gt;Hunter Warfield has responded to my goodwill letter to remove a collection and mow I've been approved for a US Bank secured card! Cap1 denied me recently, probably because I have a collection with them that I'll be paying at the end of February.&lt;/P&gt;&lt;P&gt;I really think I'm finally going to be able to rebuild my credit!!! Yay!!!&lt;/P&gt;</description>
      <pubDate>Mon, 11 Feb 2013 22:54:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Positive-changes/m-p/1870153#M237052</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-02-11T22:54:18Z</dc:date>
    </item>
    <item>
      <title>Re: Positive changes</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Positive-changes/m-p/1870215#M237058</link>
      <description>&lt;P&gt;Nice work!&lt;/P&gt;</description>
      <pubDate>Mon, 11 Feb 2013 23:09:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Positive-changes/m-p/1870215#M237058</guid>
      <dc:creator>Shogun</dc:creator>
      <dc:date>2013-02-11T23:09:51Z</dc:date>
    </item>
    <item>
      <title>Re: Positive changes</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Positive-changes/m-p/1870239#M237061</link>
      <description>&lt;P&gt;Nice!&lt;/P&gt;</description>
      <pubDate>Mon, 11 Feb 2013 23:14:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Positive-changes/m-p/1870239#M237061</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-02-11T23:14:16Z</dc:date>
    </item>
    <item>
      <title>Re: Positive changes</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Positive-changes/m-p/1870293#M237069</link>
      <description>&lt;P&gt;Nice!!! Congrats&lt;/P&gt;</description>
      <pubDate>Mon, 11 Feb 2013 23:45:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Positive-changes/m-p/1870293#M237069</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-02-11T23:45:52Z</dc:date>
    </item>
    <item>
      <title>Re: Positive changes</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Positive-changes/m-p/1870711#M237118</link>
      <description>Keep it up, nice work so far! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
      <pubDate>Tue, 12 Feb 2013 02:13:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Positive-changes/m-p/1870711#M237118</guid>
      <dc:creator>Epcot</dc:creator>
      <dc:date>2013-02-12T02:13:14Z</dc:date>
    </item>
    <item>
      <title>Re: Positive changes</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Positive-changes/m-p/1870817#M237141</link>
      <description>&lt;P&gt;Congrats! I've heard nothing but great things about the US Bank Secured and I am currently rounding 6 months with that card myself. I hear that after a year it graduates, assuming your credit situation is the same or improves by the time that date comes. I am excited to see what happens. When you make payments to US Bank they post quickly and you get access to an Experian FAKO for giggles.&lt;/P&gt;</description>
      <pubDate>Tue, 12 Feb 2013 03:00:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Positive-changes/m-p/1870817#M237141</guid>
      <dc:creator>sphinx313</dc:creator>
      <dc:date>2013-02-12T03:00:11Z</dc:date>
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