https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/2-Collections-Officially-Deleted/m-p/1876581#M237948 No. They won't PFD. Just trying to help my utilization Thu, 14 Feb 2013 05:50:17 GMT ktm214 2013-02-14T05:50:17Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/2-Collections-Officially-Deleted/m-p/1876451#M237928 <P>I had 2 collections officially deleted.&nbsp; I got a score watch alert and increased only 8 points.&nbsp; Bummer!&nbsp; Although,at the same time, I had a balance increase on one of my cc.&nbsp; Still a bummer, though.</P> Thu, 14 Feb 2013 04:33:09 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/2-Collections-Officially-Deleted/m-p/1876451#M237928 ktm214 2013-02-14T04:33:09Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/2-Collections-Officially-Deleted/m-p/1876463#M237931 Are there any other collections on your report? If so, were the ones that got deleted older than any remaining collections? Thu, 14 Feb 2013 04:37:48 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/2-Collections-Officially-Deleted/m-p/1876463#M237931 Junejer 2013-02-14T04:37:48Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/2-Collections-Officially-Deleted/m-p/1876509#M237939 <P>Yes, I have another recent paid collection that I am trying to GW but they won't seem to budge.&nbsp; Also, I have an Enhanced Recovery that I am paying off.&nbsp; The high balance was $909.&nbsp; It is now $517.&nbsp; It was from Dish Network.&nbsp; Then I have a medical collection that the OC will not do a PFD and is making me go through the CA, Receivable Solutions.&nbsp; Other than that, I have 2 on time, never late car payments, a Jared card never late, a VS card never late, and a mortgage with several lates.&nbsp; That is pretty much it.</P> Thu, 14 Feb 2013 05:02:32 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/2-Collections-Officially-Deleted/m-p/1876509#M237939 ktm214 2013-02-14T05:02:32Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/2-Collections-Officially-Deleted/m-p/1876533#M237942 When you have multiple collections on your CRs, the "pain" comes from the newest collection. So the collections that got removed were having no effect on your CR. Thu, 14 Feb 2013 05:21:46 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/2-Collections-Officially-Deleted/m-p/1876533#M237942 Junejer 2013-02-14T05:21:46Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/2-Collections-Officially-Deleted/m-p/1876561#M237945 Oh, and a CO First Premier still reporting a balance which I plan on paying off in a week or so. CL $300, Balance $451. I think this may help a little. It was CO 2 years ago. Thu, 14 Feb 2013 05:43:31 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/2-Collections-Officially-Deleted/m-p/1876561#M237945 ktm214 2013-02-14T05:43:31Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/2-Collections-Officially-Deleted/m-p/1876573#M237947 You doing that on a PFD basis? Thu, 14 Feb 2013 05:46:41 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/2-Collections-Officially-Deleted/m-p/1876573#M237947 Junejer 2013-02-14T05:46:41Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/2-Collections-Officially-Deleted/m-p/1876581#M237948 No. They won't PFD. Just trying to help my utilization Thu, 14 Feb 2013 05:50:17 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/2-Collections-Officially-Deleted/m-p/1876581#M237948 ktm214 2013-02-14T05:50:17Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/2-Collections-Officially-Deleted/m-p/1876653#M237951 <P>You're doing great work, keep it up. &nbsp;Once you've paid that off, start the GW process. &nbsp;I've had some that wouldn't PFD but did delete on a GW.</P> Thu, 14 Feb 2013 07:31:14 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/2-Collections-Officially-Deleted/m-p/1876653#M237951 Shogun 2013-02-14T07:31:14Z