topic Re: Experian is reporting wrong info, HELP! in Rebuilding Your Credit

Experian is reporting wrong info, HELP!

zerobacan — Thu, 14 Feb 2013 01:37:04 GMT

I am fixing my dad's CR

he got a SS about two years ago, but when he applies he get denies from EXP

the denied letter comes and it show he has, Judgments, derogatories, collections, he has no credit history at all.

I have tried to get my report from them and it comes out blank. wth?

Re: Experian is reporting wrong info, HELP!

Anonymous — Thu, 14 Feb 2013 01:41:34 GMT

Can you clarify - you tried to get your report or your dad's?

Re: Experian is reporting wrong info, HELP!

Shogun — Thu, 14 Feb 2013 07:51:14 GMT

Welcome to the forums!

I'd suggest reading the following:

Common Abbreviations
What Steps do I take, DV, PFD or GW
Credit Scoring 101

This will give you an idea of where to start. Good Luck!

Start with pulling your FREE CR's from (ACR) annualcreditreport.com . they tend to have more info on them, then ones from a 3rd party. The CR's from ACR, come directly from each of the CRA's. You can pull 1 Free CR from TU,EQ and EX every 12 months.

Save your money and Don't Buy the Scores, they are what we call FAKO's.

Sounds like you either have a case of mistaken identity, or identity theft.